Asset finance
Helping your business invest in the assets it needs without tying up valuable working capital.
Asset finance built for your business
The numbers that matter when you are investing in growth. We cut through the noise to get you a clear decision.
0+
Lenders we search
1–7
Years to repay
24h
Decisions in principle
£0
Upfront capital tied up
The asset you need
Vehicles, machinery or equipment
Paying the full cost upfront
Working capital tied up in a single purchase
Spread over an agreed term
Manageable monthly repayments
Cash flow preserved
What is asset finance?
Asset finance helps businesses invest in the vehicles, machinery and equipment they need without paying the full cost upfront.
Rather than tying up valuable working capital in a single purchase, you can spread the cost over an agreed term with manageable monthly repayments. Whether you're replacing existing machinery, expanding your fleet or investing in specialist equipment, asset finance allows you to preserve cash flow while continuing to invest in your business.
It provides the flexibility to grow with confidence, without compromising your day-to-day operations. At Foundry Commercial Finance, we understand that every business is different — that's why we take the time to understand your requirements before recommending the asset finance solution that's right for your business.
Is asset finance right for your business?
Asset finance is a flexible funding solution for businesses looking to invest in essential assets while preserving cash flow. It can be used across a wide range of industries and for businesses at different stages of growth.
Supporting businesses across a wide range of industries
Asset finance can be used to fund a wide range of business assets across many different industries.
Benefits of asset finance
Beyond the monthly payment, asset finance changes what your business can do and when it can do it.
Preserve cash flow
Spread the cost of major purchases over time rather than paying everything upfront.
Invest sooner
Acquire the equipment your business needs now instead of waiting until funds are available.
Flexible repayments
Choose repayment terms that work alongside your business and cash flow.
Access modern equipment
Keep your business competitive by upgrading vehicles, machinery and equipment when you need them.
Supports business growth
Invest in the assets that help improve efficiency, increase capacity and support future growth.
Potential tax benefits
Depending on your circumstances, asset finance may offer tax advantages. We always recommend speaking with your accountant for advice specific to your business.
Which asset finance solution is right for you?
At Foundry Commercial Finance, we'll help you choose the most appropriate funding option based on your business, the asset you're purchasing and your long-term objectives.
01Own it at the end
Hire purchase (HP)
Ideal if you want to own the asset at the end of the agreement. Spread the cost over fixed monthly repayments while using the asset immediately.
02Use it, preserve capital
Finance lease
A flexible solution that allows you to use the asset while making regular rental payments, helping preserve working capital.
03Refresh on a cycle
Operating lease
Suitable for businesses that regularly replace equipment or vehicles and don't necessarily need to own the asset.
04Release equity
Refinance
Unlock capital from assets your business already owns to improve cash flow or support future investment.
Not sure which option is right?
We'll explain the differences and recommend the most suitable solution for your business.
Why choose Foundry for Asset Finance?
Different lenders have different criteria and appetite for vehicles, plant and specialist machinery.
At Foundry Commercial Finance, we take the time to understand the asset you need and how it fits your wider plans. We’ll approach suitable lenders from our panel, manage any questions and keep your application moving from submission through to completion.
Access to a wide panel of UK lenders
An experienced broker managing your application
Support with new and used vehicles, plant and machinery
Clear support from enquiry through to completion
Straight answers to the questions we hear most
The things business owners ask us most often, answered plainly.
Speak to an expertWhat is asset finance?
It is a funding method that lets you spread the cost of vehicles, machinery and equipment over time. You use the asset while making regular payments, preserving your working capital for other needs.
How quickly can it be arranged?
We can secure a decision in principle within 24 hours. The full process from application to payout often completes in a matter of days, depending on the complexity of the asset.
Can I finance used equipment?
Yes. We regularly arrange funding for quality used vehicles and machinery. The age and condition of the asset will be considered by the lender during the approval process.
Do I need a deposit?
Not always. Many of our lenders offer structures with no upfront deposit. We can tailor the terms to match your cash flow requirements from the start.
Can start-ups apply?
Absolutely. We work with lenders who consider new businesses. A strong business plan and the personal guarantee of a director can often support a successful application.
Ready to invest in your business?
Whether you are purchasing one asset or planning a larger investment, we will help you find the right asset finance solution.
Call 07908 674091Prefer email or WhatsApp?