/* ==========================================================================
   Foundry Commercial Finance — theme stylesheet
   Reconstructed from the approved DesignCombo prototype (foundry-v8):
   inline style objects → classes, render-logic breakpoints → @media.
   ========================================================================== */

/* ---------- fonts (self-hosted) ---------- */
@font-face { font-family: "Figtree"; font-style: normal; font-weight: 400 900; font-display: swap; src: url(../fonts/figtree-latin-ext.woff2) format("woff2"); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: "Figtree"; font-style: normal; font-weight: 400 900; font-display: swap; src: url(../fonts/figtree-latin.woff2) format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "DM Sans"; font-style: normal; font-weight: 400 500; font-display: swap; src: url(../fonts/dmsans-latin-ext.woff2) format("woff2"); unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: "DM Sans"; font-style: normal; font-weight: 400 500; font-display: swap; src: url(../fonts/dmsans-latin.woff2) format("woff2"); unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }

/* ---------- tokens ---------- */
:root {
	--blue: #00249C;
	--blue-deep: #001a75;
	--navy: #001551;
	--ink: #253746;
	--paper: #f9f8f5;
	--sky: #dceaf7;
	--sky-2: #c8ddf0;
	--line: #d3e3f3;
	--white: #fff;
	--display: "Figtree", "Helvetica Neue", Arial, sans-serif;
	--text: "DM Sans", "Helvetica Neue", Arial, sans-serif;
	/* container: the design's max(90vw,1100px), capped at 1600px */
	--wrap: min(max(90vw, 1100px), 1600px);
	--gut: clamp(20px, 4vw, 56px);
	--rail-pad: calc(max(0px, (100% - var(--wrap)) / 2) + var(--gut));
	--ease: cubic-bezier(.22, .9, .28, 1);
}

/* ---------- base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; background: #fff; color: var(--ink); font-family: var(--text); -webkit-font-smoothing: antialiased; overflow-x: hidden; }
h1, h2, h3, h4 { margin: 0; font-family: var(--display); }
p, figure, blockquote, dl, dd { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
img, svg, video, iframe { max-width: 100%; }
img { height: auto; }
button { font-family: inherit; }
/* zero-specificity link colours so every component class wins */
:where(body) a { color: var(--blue); text-decoration: none; }
:where(body) a:hover { color: var(--ink); }
:focus-visible { outline: 2px solid var(--blue); outline-offset: 3px; }
::selection { background: var(--blue); color: #fff; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

.screen-reader-text { border: 0; clip: rect(1px, 1px, 1px, 1px); clip-path: inset(50%); height: 1px; margin: -1px; overflow: hidden; padding: 0; position: absolute !important; width: 1px; word-wrap: normal !important; }
.f-skip { position: absolute; left: 12px; top: -60px; z-index: 200; padding: 12px 18px; border-radius: 10px; background: #fff; color: var(--blue); font-family: var(--display); font-weight: 800; transition: top .2s; }
.f-skip:focus { top: 12px; }

.f-container { max-width: var(--wrap); width: 100%; margin: 0 auto; padding: 0 var(--gut); }
.f-rel { position: relative; z-index: 2; }
.f-accent { color: var(--blue); }
.f-cover { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; display: block; }
.f-vimeo { position: absolute; top: 50%; left: 50%; transform: translate(-50%, -50%); aspect-ratio: 16 / 9; width: auto; height: auto; min-width: 100%; min-height: 100%; max-width: none; border: 0; pointer-events: none; }
.f-mask { display: block; overflow: hidden; }
.f-mask--loose { padding-bottom: .14em; margin-bottom: -.14em; }
[data-hero-line] { display: block; }
.f-emblem { display: block; }

.f-eyebrow { font-family: var(--display); font-size: 11px; font-weight: 700; letter-spacing: .2em; text-transform: uppercase; color: rgba(255,255,255,.6); }

/* shared headings */
.f-h2 { font-size: clamp(29px, 3.36vw, 53px); font-weight: 800; line-height: 1.02; letter-spacing: -.032em; color: var(--ink); text-wrap: balance; }
.f-h2b { font-size: clamp(27px, 2.88vw, 46.5px); font-weight: 800; line-height: 1.04; letter-spacing: -.032em; color: var(--ink); text-wrap: balance; }
.f-h2c { font-size: clamp(25px, 2.64vw, 41.5px); font-weight: 800; line-height: 1.06; letter-spacing: -.03em; color: var(--ink); text-wrap: balance; }
.f-h3 { font-size: clamp(25px, 2.40vw, 35px); font-weight: 800; line-height: 1.1; letter-spacing: -.03em; color: var(--ink); max-width: 22ch; text-wrap: balance; }
.f-intro { font-size: clamp(14.5px, 1.10vw, 17.5px); line-height: 1.66; color: rgba(37,55,70,.72); max-width: 62ch; }
.f-lead { font-size: clamp(16.5px, 1.29vw, 20px); line-height: 1.5; font-weight: 500; color: var(--ink); max-width: 44ch; }
.f-body { font-size: clamp(15.5px, 1.12vw, 18px); line-height: 1.7; color: rgba(37,55,70,.72); max-width: 54ch; }
.f-center-head { display: flex; flex-direction: column; align-items: center; text-align: center; gap: clamp(14px, 1.6vw, 22px); }

/* ---------- buttons ---------- */
.f-btn { position: relative; overflow: hidden; display: inline-flex; align-items: center; gap: 14px; min-height: 50px; padding: 14px 14px 14px 26px; border-radius: 12px; border: 0; font-family: var(--display); font-size: 15.5px; font-weight: 900; line-height: 1.2; cursor: pointer; text-decoration: none; transition: box-shadow .35s, background-color .35s, border-color .35s; }
.f-btn__fill { position: absolute; inset: 0; z-index: 1; transform: translateY(101%); pointer-events: none; }
.f-btn__label { position: relative; z-index: 2; }
.f-btn__dot { position: relative; z-index: 2; width: 28px; height: 28px; border-radius: 50%; display: grid; place-items: center; flex: none; }
.f-btn > svg { position: relative; z-index: 2; flex: none; }
.f-btn--white { background: #fff; color: var(--blue); }
.f-btn--white .f-btn__fill { background: #fff; }
.f-btn--white .f-btn__dot { background: var(--blue); color: #fff; }
.f-btn--white:hover { color: var(--blue); box-shadow: 0 14px 30px -16px rgba(0,10,50,.55); }
.f-btn--blue { background: var(--blue); color: #fff; }
.f-btn--blue .f-btn__fill { background: var(--navy); }
.f-btn--blue .f-btn__dot { background: #fff; color: var(--blue); }
.f-btn--blue:hover { color: #fff; box-shadow: 0 16px 32px -18px rgba(0,36,156,.7); }
.f-btn--ghost { gap: 12px; padding: 14px 26px; border: 1px solid rgba(255,255,255,.42); background: transparent; color: #fff; font-weight: 800; }
.f-btn--ghost:hover { color: #fff; background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.75); }
.f-btn--ghost-dot { border: 1px solid rgba(255,255,255,.42); background: rgba(255,255,255,.05); color: #fff; font-weight: 600; }
.f-btn--ghost-dot .f-btn__fill { background: #fff; }
.f-btn--ghost-dot .f-btn__dot { border: 1px solid rgba(255,255,255,.5); color: currentColor; }
.f-btn--ghost-dot:hover { color: #fff; }
.f-btn--outline { gap: 10px; min-height: 52px; padding: 13px 22px; border: 1px solid rgba(37,55,70,.2); background: transparent; color: var(--ink); font-size: 15px; font-weight: 800; }
.f-btn--outline:hover { color: var(--blue); border-color: rgba(0,36,156,.45); background: rgba(255,255,255,.5); }
.f-btn--solid-blue { gap: 10px; min-height: 52px; padding: 13px 22px; background: var(--blue); color: #fff; font-size: 15px; font-weight: 800; }
.f-btn--solid-blue:hover { color: #fff; background: #001d82; box-shadow: 0 16px 32px -18px rgba(0,36,156,.7); }
/* homepage hero size */
.f-btn--lg { gap: 18px; min-height: 52px; padding: 15px 15px 15px 28px; font-weight: 700; }
.f-btn--lg.f-btn--white { font-weight: 700; }
.f-btn--lg .f-btn__dot { width: 30px; height: 30px; }
.f-btn--card { align-self: flex-start; gap: 16px; min-height: 56px; border-radius: 11px; font-size: 15px; font-weight: 700; }
.f-btn--card .f-btn__dot { width: 30px; height: 30px; }
.f-btn--nowrap { white-space: nowrap; }

/* text link with arrow */
.f-link { display: inline-flex; align-items: center; gap: 12px; color: var(--blue); font-family: var(--display); font-weight: 700; font-size: 15.5px; border-bottom: 1px solid rgba(0,36,156,.28); padding-bottom: 8px; transition: border-color .3s, color .3s; }
.f-link:hover { color: var(--blue); border-bottom-color: var(--blue); }
.f-link__arrow { display: inline-flex; }
.f-link--bold { gap: 11px; font-weight: 800; border-bottom-color: rgba(0,36,156,.32); padding-bottom: 7px; }

/* ---------- header ---------- */
.f-hdr { position: fixed; top: 0; left: 0; right: 0; z-index: 80; background: transparent; transition: background .45s cubic-bezier(.4,0,.2,1), box-shadow .45s, backdrop-filter .45s; }
.f-hdr.is-solid, .f-hdr--solid .f-hdr { background: rgba(0,36,156,.92); -webkit-backdrop-filter: blur(16px); backdrop-filter: blur(16px); box-shadow: 0 1px 0 rgba(255,255,255,.12); }
.admin-bar .f-hdr { top: 32px; }
@media (max-width: 782px) { .admin-bar .f-hdr { top: 46px; } }
@media (max-width: 600px) { .admin-bar .f-hdr { top: 0; } }
.f-hdr__inner { max-width: var(--wrap); margin: 0 auto; padding: clamp(16px, 2.2vw, 26px) var(--gut); display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.f-hdr__logo { display: block; flex: none; }
.f-hdr__logo img { width: clamp(168px, 19vw, 240px); height: auto; display: block; }
.f-nav__list { display: flex; align-items: center; gap: clamp(18px, 2.4vw, 34px); }
.f-nav__item { position: relative; display: flex; align-items: center; }
.f-nav__link { position: relative; display: inline-flex; align-items: center; gap: 7px; color: #fff; font-family: var(--display); font-size: 17.5px; font-weight: 900; padding-bottom: 2px; border-bottom: 2px solid transparent; transition: border-color .3s, opacity .3s; }
:where(body) .f-nav__link:hover, :where(body) .f-nav__link { color: #fff; }
.f-nav__link:hover { border-bottom-color: rgba(255,255,255,.5); }
.f-nav__item.current-menu-item > .f-nav__link,
.f-nav__item.current-menu-parent > .f-nav__link,
.f-nav__item.current-menu-ancestor > .f-nav__link,
.f-nav__item.current_page_item > .f-nav__link { border-bottom-color: currentColor; }
.f-dd { padding: 14px 0; margin: -14px 0; }
.f-dd__caret { display: inline-flex; transition: transform .3s cubic-bezier(.22,1,.36,1); }
.f-dd.is-open .f-dd__caret { transform: rotate(180deg); }
.f-dd__panel { position: absolute; top: 100%; left: 50%; transform: translate(-50%, -8px); width: min(420px, 86vw); padding-top: 18px; opacity: 0; visibility: hidden; pointer-events: none; z-index: 90; transition: opacity .32s cubic-bezier(.22,1,.36,1), transform .32s cubic-bezier(.22,1,.36,1), visibility 0s linear .32s; }
.f-dd.is-open .f-dd__panel { opacity: 1; visibility: visible; pointer-events: auto; transform: translate(-50%, 0); transition-delay: 0s; }
.f-dd__box { position: relative; background: #fff; border: 1px solid var(--line); border-radius: 20px; box-shadow: 0 30px 70px -28px rgba(37,55,70,.45); padding: 10px; }
.f-dd__tip { position: absolute; top: -7px; left: 50%; width: 14px; height: 14px; background: #fff; border-left: 1px solid var(--line); border-top: 1px solid var(--line); transform: translateX(-50%) rotate(45deg); border-radius: 3px 0 0 0; }
.f-dd__list { display: flex; flex-direction: column; gap: 2px; }
.f-dd__item { display: grid; grid-template-columns: auto minmax(0,1fr) auto; align-items: center; gap: 16px; padding: 14px 16px; border-radius: 14px; color: inherit; text-decoration: none; transition: background-color .25s; }
.f-dd__item:hover, .f-dd__item:focus-visible { background: #f2f7fc; color: inherit; }
.f-dd__icon { background: var(--sky); width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center; flex: none; color: var(--blue); }
.f-dd__text { min-width: 0; display: block; }
.f-dd__title { display: block; font-family: var(--display); font-size: 16px; font-weight: 800; letter-spacing: -.02em; color: var(--ink); }
.f-dd__desc { display: block; margin-top: 3px; font-size: 13.5px; line-height: 1.45; color: rgba(37,55,70,.62); }
.f-dd__arrow { display: grid; place-items: center; width: 26px; height: 26px; border-radius: 50%; background: var(--blue); flex: none; opacity: 0; transform: translateX(0); transition: opacity .28s cubic-bezier(.22,1,.36,1), transform .28s cubic-bezier(.22,1,.36,1); }
.f-dd__item:hover .f-dd__arrow, .f-dd__item:focus-visible .f-dd__arrow { opacity: 1; transform: translateX(2px); }
.f-dd__all { margin-top: 6px; display: flex; align-items: center; justify-content: space-between; gap: 14px; padding: 14px 16px; border-top: 1px solid #e3e9ee; border-radius: 0 0 12px 12px; font-family: var(--display); font-size: 14.5px; font-weight: 800; color: var(--blue); text-decoration: none; transition: background-color .25s; }
:where(body) .f-dd__all:hover { color: var(--blue); background: #f2f7fc; }
.f-dd__all svg { transition: transform .3s; }
.f-dd__all:hover svg { transform: translateX(4px); }

.f-hdr__actions { display: flex; align-items: center; gap: clamp(10px, 1.4vw, 18px); }
.f-burger { display: none; order: 2; flex-direction: column; align-items: center; justify-content: center; gap: 5px; width: 48px; height: 48px; border-radius: 10px; border: 1px solid rgba(255,255,255,.4); background: rgba(255,255,255,.06); cursor: pointer; flex: none; padding: 0; }
.f-burger span { display: block; width: 18px; height: 2px; background: #fff; border-radius: 2px; }
.f-burger span + span { width: 14px; }
.f-hdr__cta { position: relative; overflow: hidden; display: inline-flex; align-items: center; gap: 14px; min-height: 48px; padding: 12px 12px 12px 22px; border: 1px solid rgba(255,255,255,.4); border-radius: 10px; color: #fff; font-family: var(--display); font-size: 14.5px; font-weight: 600; letter-spacing: .01em; background: rgba(0,10,50,.1); -webkit-backdrop-filter: blur(14px) saturate(140%); backdrop-filter: blur(14px) saturate(140%); transition: background-color .3s, border-color .3s; }
:where(body) .f-hdr__cta, :where(body) .f-hdr__cta:hover { color: #fff; }
.f-hdr__cta:hover { background: rgba(255,255,255,.12); border-color: rgba(255,255,255,.7); }
.f-hdr__cta-label { position: relative; z-index: 2; white-space: nowrap; font-size: 15.5px; font-weight: 900; }
.f-hdr__cta-mail { display: none; position: relative; z-index: 2; place-items: center; flex: none; }
.f-hdr__cta-mail svg { width: 21px; height: 21px; }
.f-hdr__cta-dot { position: relative; z-index: 2; width: 26px; height: 26px; border-radius: 50%; background: #fff; color: var(--blue); display: grid; place-items: center; flex: none; }

/* ---------- mobile menu ---------- */
.f-menu { position: fixed; inset: 0; z-index: 79; background: var(--blue); opacity: 0; visibility: hidden; display: flex; flex-direction: column; justify-content: flex-start; padding: clamp(96px, 14vh, 140px) clamp(20px, 6vw, 64px) clamp(40px, 6vh, 72px); overflow-y: auto; overscroll-behavior: contain; }
.f-menu__emblem { position: absolute; right: -24%; bottom: -18%; width: min(90%, 560px); height: auto; color: rgba(255,255,255,.16); pointer-events: none; }
.f-mnav { position: relative; z-index: 2; margin-top: auto; }
.f-mnav__list { display: flex; flex-direction: column; gap: clamp(6px, 1.4vh, 14px); }
.f-mnav__mask { display: block; overflow: hidden; }
.f-mnav__link { display: block; color: #fff; font-family: var(--display); font-size: clamp(30.5px, 7.20vw, 51px); font-weight: 900; letter-spacing: -.03em; line-height: 1.08; }
:where(body) .f-mnav__link, :where(body) .f-mnav__link:hover { color: #fff; }
.f-macc__btn { display: flex; width: 100%; align-items: center; justify-content: space-between; gap: 16px; padding: 0; background: transparent; border: 0; cursor: pointer; text-align: left; }
.f-macc__caret { display: grid; place-items: center; width: clamp(38px, 10vw, 52px); height: clamp(38px, 10vw, 52px); border-radius: 50%; border: 1px solid rgba(255,255,255,.4); background: rgba(255,255,255,.08); flex: none; }
.f-macc__panel { overflow: hidden; height: 0; opacity: 0; }
.f-macc__list { display: flex; flex-direction: column; gap: 8px; padding: clamp(12px, 2.2vh, 20px) 0 8px; }
.f-macc__item { display: grid; grid-template-columns: auto minmax(0,1fr) auto; align-items: center; gap: 14px; min-height: 60px; padding: 12px 16px; border-radius: 14px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.16); color: #fff; text-decoration: none; }
:where(body) .f-macc__item, :where(body) .f-macc__item:hover { color: #fff; }
.f-macc__item:hover { background: rgba(255,255,255,.14); }
.f-macc__item > svg { flex: none; opacity: .6; }
.f-macc__icon { background: rgba(255,255,255,.14); width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; flex: none; color: #fff; }
.f-macc__title { font-family: var(--display); font-size: clamp(14.5px, 4.05vw, 17.5px); font-weight: 800; letter-spacing: -.02em; line-height: 1.2; }
.f-macc__all { display: flex; align-items: center; justify-content: space-between; gap: 14px; min-height: 52px; margin: 0 0 clamp(4px, 1vh, 10px); padding: 12px 16px; border-radius: 14px; background: #fff; color: var(--blue); font-family: var(--display); font-size: 15px; font-weight: 900; text-decoration: none; }
:where(body) .f-macc__all:hover { color: var(--blue); }
.f-menu__contact { position: relative; z-index: 2; margin-top: clamp(32px, 5vh, 56px); margin-bottom: auto; display: flex; flex-wrap: wrap; gap: 12px; }
.f-menu__btn { display: inline-flex; align-items: center; min-height: 48px; padding: 12px 22px; border-radius: 11px; border: 1px solid rgba(255,255,255,.4); color: #fff; font-family: var(--display); font-size: 15px; font-weight: 800; }
:where(body) .f-menu__btn, :where(body) .f-menu__btn:hover { color: #fff; }
.f-menu__btn--white { background: #fff; border-color: #fff; }
:where(body) .f-menu__btn--white, :where(body) .f-menu__btn--white:hover { color: var(--blue); }

/* ---------- social rail (optional, Theme Options → General) ---------- */
.f-rail { position: fixed; right: clamp(10px, 1.6vw, 22px); top: 50%; transform: translateY(-50%); z-index: 70; display: flex; flex-direction: column; gap: 1px; background: rgba(37,55,70,.72); -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px); border-radius: 14px; overflow: hidden; box-shadow: 0 12px 30px -14px rgba(0,0,0,.4); }
.f-rail__link { display: grid; place-items: center; width: 44px; height: 44px; color: #fff; transition: background-color .25s; }
.f-rail__link:hover { background: rgba(255,255,255,.12); }
.f-rail__link svg { width: 18px; height: 18px; }

/* ==========================================================================
   Rows
   ========================================================================== */

/* ---------- hero (home) ---------- */
.f-hero { position: relative; min-height: calc(min(72svh, 740px) + 70px); overflow: hidden; background: var(--blue); display: flex; flex-direction: column; justify-content: flex-end; isolation: isolate; padding-bottom: 96px; }
.f-hero__media { position: absolute; inset: -10% -2%; z-index: 0; }
.f-hero__poster { position: absolute; inset: 0; }
.f-hero__tint { position: absolute; inset: 0; background: var(--blue); opacity: .65; mix-blend-mode: multiply; }
.f-hero__emblem { position: absolute; z-index: 3; right: -16%; top: -6%; width: min(78vw, 900px); height: auto; color: rgba(255,255,255,.16); pointer-events: none; }
.f-hero__grid { position: relative; z-index: 4; padding-top: 128px; padding-bottom: clamp(24px, 3vh, 36px); display: grid; grid-template-columns: minmax(0,1fr); gap: clamp(29.5px, 2.96vw, 53.5px); align-items: start; }
.f-hero__copy { min-width: 0; }
.f-hero__title { color: #fff; font-size: clamp(29px, 4.08vw, 69px); font-weight: 800; line-height: .98; letter-spacing: -.032em; max-width: 24ch; margin-top: -.06em; }
.f-hero__mask { display: inline-block; overflow: hidden; padding-bottom: .04em; }
.f-hero__body { margin-top: clamp(26px, 4vh, 44px); max-width: 70ch; }
.f-hero__body p { color: rgba(255,255,255,.9); font-size: clamp(15.5px, 1.15vw, 18px); line-height: 1.6; }
.f-hero__cta { margin-top: clamp(30px, 4.5vh, 52px); display: flex; flex-wrap: wrap; gap: 14px; }
.f-hero__form { min-width: 0; width: 100%; max-width: none; justify-self: stretch; background: rgba(255,255,255,.09); -webkit-backdrop-filter: blur(22px) saturate(140%); backdrop-filter: blur(22px) saturate(140%); border: 1px solid rgba(255,255,255,.22); border-radius: 18px; padding: clamp(24px, 2.4vw, 36px); display: flex; flex-direction: column; gap: 14px; }
.f-hero__form-head { display: flex; flex-direction: column; gap: 6px; margin-bottom: 4px; }
.f-hero__form-head .f-eyebrow { color: rgba(255,255,255,.7); }
.f-hero__form-title { font-family: var(--display); font-size: clamp(17.5px, 1.47vw, 23px); font-weight: 800; letter-spacing: -.022em; line-height: 1.15; color: #fff; }
.f-hero__note { font-size: 11.5px; line-height: 1.5; color: rgba(255,255,255,.55); }
.f-hero__fade { position: absolute; left: 0; right: 0; bottom: 0; height: clamp(120px, 18vh, 190px); z-index: 3; background: linear-gradient(180deg, rgba(0,26,117,0) 0%, rgba(0,26,117,.7) 60%, var(--blue-deep) 100%); pointer-events: none; }
@media (min-width: 1080px) {
	.f-hero--form .f-hero__grid { grid-template-columns: minmax(0,1fr) minmax(340px,420px); }
	.f-hero__form { justify-self: end; max-width: 460px; }
}
@media (max-width: 1180px) { .f-hero__grid { padding-top: 120px; } }
@media (max-width: 1024px) { .f-hero__form { justify-self: stretch; max-width: 560px; } .f-hero__emblem { width: min(96vw, 620px); right: -26%; } }
@media (max-width: 760px) {
	.f-hero__grid { padding-top: 104px; padding-bottom: 48px; }
	.f-hero__title { font-size: clamp(30px, 8.4vw, 44px); max-width: 18ch; }
	.f-hero__emblem { display: none; }
}

/* ---------- forms (Contact Form 7) ---------- */
.f-form .wpcf7-form { display: flex; flex-direction: column; gap: 14px; margin: 0; }
.f-form .wpcf7-form-control-wrap { display: block; }
.f-form input[type="text"], .f-form input[type="email"], .f-form input[type="tel"], .f-form select, .f-form textarea { width: 100%; font-family: var(--display); font-size: 15px; outline: none; transition: border-color .25s, background-color .25s, box-shadow .25s; -webkit-appearance: none; appearance: none; }
.f-form .wpcf7-not-valid-tip { display: block; margin-top: 6px; font-size: 12.5px; line-height: 1.4; }
.f-form .wpcf7-response-output { margin: 0 !important; padding: 0 !important; border: 0 !important; font-size: 12.5px; line-height: 1.5; }
.f-form .wpcf7-spinner { display: none; }
.f-form form.submitting .f-btn--submit { opacity: .75; pointer-events: none; }
.f-form .wpcf7-list-item { margin: 0; display: block; }
.f-form .wpcf7-acceptance label, .f-consent label { display: flex; align-items: flex-start; gap: 10px; cursor: pointer; }
.f-form input[type="checkbox"] { -webkit-appearance: none; appearance: none; flex: none; margin: 2px 0 0; width: 17px; height: 17px; border-radius: 4px; display: grid; place-items: center; cursor: pointer; transition: background-color .2s, border-color .2s; }
.f-form input[type="checkbox"]::after { content: ""; width: 9px; height: 5px; border-left: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: translateY(-1px) rotate(-45deg) scale(0); transition: transform .2s cubic-bezier(.22,1,.36,1); }
.f-form input[type="checkbox"]:checked::after { transform: translateY(-1px) rotate(-45deg) scale(1); }
.f-btn--submit { width: 100%; justify-content: space-between; gap: 16px; }
.f-btn--submit .f-btn__dot { width: 30px; height: 30px; }

/* glass form (home hero) */
.f-form--glass input[type="text"], .f-form--glass input[type="email"], .f-form--glass input[type="tel"] { min-height: 48px; height: 48px; padding: 13px 16px; border-radius: 10px; border: 1px solid rgba(255,255,255,.26); background: rgba(255,255,255,.12); color: #fff; }
.f-form--glass input::placeholder { color: rgba(255,255,255,.62); opacity: 1; }
.f-form--glass input:focus { border-color: rgba(255,255,255,.75); background: rgba(255,255,255,.2); }
.f-form--glass .wpcf7-not-valid { border-color: rgba(255,150,150,.9) !important; }
.f-form--glass .wpcf7-not-valid-tip { color: rgba(255,190,190,.95); }
.f-form--glass .f-consent { margin-top: 2px; }
.f-form--glass .wpcf7-list-item-label { font-size: 12.5px; line-height: 1.5; color: rgba(255,255,255,.78); }
.f-form--glass .wpcf7-list-item-label a { color: #fff; text-decoration: underline; text-underline-offset: 2px; }
.f-form--glass input[type="checkbox"] { border: 1.5px solid rgba(255,255,255,.7); background: rgba(255,255,255,.08); color: var(--blue); }
.f-form--glass input[type="checkbox"]:checked { background: #fff; border-color: #fff; }
.f-form--glass .f-btn--submit { margin-top: 4px; min-height: 50px; height: 50px; padding: 14px 14px 14px 24px; border-radius: 11px; background: #fff; color: var(--blue); font-size: 15px; font-weight: 700; }
.f-form--glass .f-btn--submit .f-btn__fill { background: #fff; }
.f-form--glass .f-btn--submit .f-btn__dot { background: var(--blue); color: #fff; }
.f-form--glass .wpcf7-response-output { color: rgba(255,255,255,.8); }
.f-form--glass form.invalid .wpcf7-response-output, .f-form--glass form.unaccepted .wpcf7-response-output, .f-form--glass form.failed .wpcf7-response-output { color: rgba(255,190,190,.95); }

/* panel form (contact) */
.f-form--panel .wpcf7-form { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: clamp(14px, 1.5vw, 20px); }
.f-form--panel .f-field { display: flex; flex-direction: column; gap: 8px; min-width: 0; }
.f-form--panel .f-field--full, .f-form--panel .f-consent, .f-form--panel .f-btn--submit, .f-form--panel .wpcf7-response-output { grid-column: 1 / -1; }
.f-form--panel .f-field__label { font-family: var(--display); font-size: 12.5px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; color: rgba(37,55,70,.6); }
.f-form--panel input[type="text"], .f-form--panel input[type="email"], .f-form--panel input[type="tel"], .f-form--panel select, .f-form--panel textarea { min-height: 52px; padding: 14px 16px; border-radius: 11px; border: 1px solid var(--sky-2); background-color: #fff; color: var(--ink); font-family: var(--text); font-size: 15.5px; }
.f-form--panel input[type="text"], .f-form--panel input[type="email"], .f-form--panel input[type="tel"], .f-form--panel select { height: 52px; }
.f-form--panel input::placeholder, .f-form--panel textarea::placeholder { color: rgba(37,55,70,.45); opacity: 1; }
.f-form--panel input:focus, .f-form--panel select:focus, .f-form--panel textarea:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(0,36,156,.12); }
.f-form--panel select { padding-right: 44px; background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'><path d='M1 1.5 6 6.5l5-5' fill='none' stroke='%2300249C' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/></svg>"); background-repeat: no-repeat; background-position: right 18px center; cursor: pointer; }
.f-form--panel textarea { height: 220px; resize: vertical; display: block; }
.f-form--panel .wpcf7-not-valid { border-color: #c0392b !important; }
.f-form--panel .wpcf7-not-valid-tip { color: #b42318; }
.f-form--panel .wpcf7-list-item-label { font-size: 14.5px; line-height: 1.55; color: rgba(37,55,70,.7); }
.f-form--panel .wpcf7-list-item-label a { color: var(--blue); font-weight: 700; }
.f-form--panel .f-consent label { gap: 12px; }
.f-form--panel input[type="checkbox"] { width: 20px; height: 20px; border: 1.5px solid rgba(0,36,156,.45); background: #fff; color: #fff; border-radius: 5px; }
.f-form--panel input[type="checkbox"]:checked { background: var(--blue); border-color: var(--blue); }
.f-form--panel .f-btn--submit { min-height: 56px; height: 56px; padding: 14px 14px 14px 26px; border-radius: 12px; background: var(--blue); color: #fff; font-size: 16px; font-weight: 900; }
.f-form--panel .f-btn--submit .f-btn__fill { background: var(--navy); }
.f-form--panel .f-btn--submit .f-btn__dot { width: 30px; height: 30px; background: #fff; color: var(--blue); }
.f-form--panel .wpcf7-response-output { font-size: 14px; color: var(--ink); }
.f-form--panel form.sent .wpcf7-response-output { color: var(--blue); font-weight: 700; }
.f-form--panel form.invalid .wpcf7-response-output, .f-form--panel form.failed .wpcf7-response-output, .f-form--panel form.unaccepted .wpcf7-response-output { color: #b42318; }
@media (max-width: 640px) { .f-form--panel .wpcf7-form { grid-template-columns: minmax(0,1fr); } }

/* ---------- stats bar ---------- */
.f-stats { position: relative; z-index: 7; background: var(--paper); padding: 0; }
.f-stats__card { position: relative; margin-top: -56px; background: #fff; border-radius: 20px; box-shadow: 0 36px 70px -38px rgba(0,21,81,.5); border: 1px solid #e6eff9; padding: clamp(24px, 2.4vw, 34px) clamp(22px, 2.6vw, 40px); overflow: hidden; }
.f-stats__emblem { position: absolute; right: -60px; top: -50%; height: 200%; width: auto; color: rgba(0,36,156,.04); pointer-events: none; }
.f-stats__row { position: relative; display: grid; grid-template-columns: repeat(4, 25%); align-items: center; gap: 0; }
.f-stat { padding: 0 0 0 clamp(18px, 2vw, 32px); border-left: 1px solid var(--sky); display: flex; align-items: center; gap: clamp(12px, 1.2vw, 18px); min-width: 0; }
.f-stat:first-child { padding: 0 clamp(14px, 1.6vw, 24px) 0 0; border-left: 0; }
.f-stat__icon { display: inline-flex; color: var(--blue); flex: none; }
.f-stat p { font-family: var(--display); font-size: clamp(16px, 1.3vw, 20px); font-weight: 800; letter-spacing: -.02em; line-height: 1.2; color: var(--ink); }
@media (max-width: 1024px) {
	.f-stats__row { grid-template-columns: repeat(2, 50%); }
	.f-stat:nth-child(3) { border-left: 0; padding-left: 0; padding-right: clamp(14px, 1.6vw, 24px); }
}
@media (max-width: 760px) {
	.f-stats__row { row-gap: 26px; }
	.f-stat, .f-stat:first-child { border-left: 0; padding-left: 0; padding-right: 10px; }
	.f-stat p { font-size: 20px; }
}
@media (max-width: 480px) { .f-stat p { font-size: 19px; } }

/* ---------- why hub ---------- */
.f-why { position: relative; z-index: 6; background: var(--paper); padding: 72px 0 clamp(60px, 8vw, 120px); }
.f-why__bg { position: absolute; inset: 0; overflow: hidden; pointer-events: none; z-index: 0; }
.f-why__emblem { position: absolute; right: clamp(-420px, -14vw, -160px); top: -25%; bottom: -25%; height: 150%; width: auto; color: rgba(0,36,156,.05); will-change: transform; }
.f-why__grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: clamp(23.5px, 3.70vw, 66.5px); align-items: start; }
.f-why__copy { min-width: 0; }
.f-why__copy .f-h2 { max-width: 15ch; }
.f-why__side { min-width: 0; display: flex; flex-direction: column; align-items: flex-start; }
.f-why__lead { font-size: clamp(15.5px, 1.29vw, 20px); line-height: 1.5; color: var(--ink); max-width: 46ch; font-weight: 500; }
.f-why__body { margin-top: 22px; font-size: clamp(15px, 1.05vw, 17px); line-height: 1.68; color: rgba(37,55,70,.68); max-width: 48ch; }
.f-why__link { margin-top: clamp(20.5px, 2.22vw, 29.5px); }
.f-hub { position: relative; margin-top: clamp(41.5px, 4.74vw, 77px); display: grid; grid-template-columns: minmax(0,1fr) minmax(clamp(240px, 20vw, 340px), auto) minmax(0,1fr); gap: clamp(12px, 1.63vw, 32.5px); align-items: center; }
.f-hub__wires { position: absolute; inset: 0; width: 100%; height: 100%; z-index: 0; pointer-events: none; overflow: visible; }
.f-hub__col { min-width: 0; display: flex; flex-direction: column; gap: clamp(14px, 1.8vw, 30px); }
.f-spoke { position: relative; z-index: 2; display: grid; grid-template-columns: minmax(0,1fr) auto; align-items: center; gap: clamp(14px, 1.5vw, 22px); padding: clamp(14px, 1.4vw, 20px); border-radius: 16px; cursor: default; transition: background-color .35s, box-shadow .35s; }
.f-spoke:hover { background: rgba(255,255,255,.75); box-shadow: 0 18px 40px -30px rgba(0,36,156,.35); }
.f-spoke__text { min-width: 0; display: flex; flex-direction: column; gap: 8px; align-items: flex-end; text-align: right; }
.f-spoke--right { grid-template-columns: auto minmax(0,1fr); }
.f-spoke--right .f-spoke__chip { order: -1; }
.f-spoke--right .f-spoke__text { align-items: flex-start; text-align: left; }
.f-spoke h3 { font-family: var(--display); font-size: clamp(15.5px, 1.24vw, 20px); font-weight: 800; letter-spacing: -.024em; line-height: 1.16; color: var(--ink); max-width: 20ch; }
.f-spoke p { font-size: clamp(14px, .98vw, 16px); line-height: 1.58; color: rgba(37,55,70,.66); max-width: 34ch; }
.f-spoke__chip { position: relative; z-index: 2; background: #fff; border: 1px solid var(--sky-2); width: 62px; height: 62px; border-radius: 50%; display: grid; place-items: center; flex: none; box-shadow: 0 2px 12px rgba(0,36,156,.07); color: var(--blue); transition: background-color .35s, color .35s, border-color .35s, transform .45s cubic-bezier(.22,1,.36,1); }
.f-spoke:hover .f-spoke__chip { background: var(--blue); border-color: var(--blue); color: #fff; transform: scale(1.06); }
.f-hub__core { position: relative; z-index: 2; min-width: 0; display: grid; place-items: center; aspect-ratio: 1; max-width: clamp(240px, 20vw, 340px); margin: 0 auto; width: 100%; }
.f-hub__ring, .f-hub__pulse { position: absolute; left: 50%; top: 50%; width: 100%; aspect-ratio: 1; transform: translate(-50%, -50%); border-radius: 50%; border: 1px solid var(--sky-2); }
.f-hub__ring--inner { width: 78%; border-color: var(--sky); }
.f-hub__pulse { width: 62%; border: 1.5px solid var(--blue); opacity: 0; }
.f-hub__medal { position: relative; z-index: 2; width: 62%; aspect-ratio: 1; border-radius: 50%; background: var(--blue); display: grid; place-items: center; box-shadow: 0 22px 50px -26px rgba(0,36,156,.6); }
.f-hub__mark { width: 52%; height: auto; color: #fff; }
@media (max-width: 1024px) {
	.f-why__grid { grid-template-columns: minmax(0,1fr); gap: clamp(24px, 4vw, 40px); }
	.f-hub { grid-template-columns: minmax(0,1fr) minmax(0,1fr); }
	.f-hub__wires { display: none; }
	.f-hub__core { grid-column: 1 / -1; order: -1; max-width: 200px; margin-bottom: clamp(20px, 4vw, 36px); }
	.f-spoke, .f-spoke--right { grid-template-columns: auto minmax(0,1fr); padding: 6px 0; }
	.f-spoke .f-spoke__chip { order: -1; }
	.f-spoke .f-spoke__text { align-items: flex-start; text-align: left; }
	.f-spoke:hover { background: none; box-shadow: none; }
}
@media (max-width: 700px) { .f-hub { grid-template-columns: minmax(0,1fr); } }

/* ---------- services grid ---------- */
.f-svc { position: relative; padding: clamp(49px, 6.12vw, 95px) 0; overflow: hidden; }
.f-svc--blue { background: var(--sky-2); }
.f-svc--light { background: var(--paper); padding: clamp(43.5px, 5.44vw, 81.5px) 0; }
.f-svc__head { margin-bottom: clamp(40px, 5vw, 72px); display: flex; flex-direction: column; gap: clamp(14px, 1.6vw, 22px); }
.f-svc--blue .f-svc__title { max-width: 19ch; }
.f-svc--light .f-svc__head { margin-bottom: clamp(32px, 3.6vw, 52px); }
.f-svc--light .f-svc__title { font-size: clamp(25px, 2.64vw, 41.5px); line-height: 1.06; letter-spacing: -.03em; max-width: 20ch; }
.f-svc__grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: clamp(16px, 1.6vw, 26px); }
.f-svc-card { position: relative; background: #fff; border: 1px solid var(--line); border-radius: 20px; overflow: hidden; display: flex; flex-direction: column; gap: clamp(20px, 2vw, 30px); padding: clamp(26px, 2.6vw, 40px); min-height: clamp(280px, 24vw, 340px); }
.f-svc-card__icon { background: #fff; border: 1px solid var(--line); width: 60px; height: 60px; border-radius: 50%; display: grid; place-items: center; flex: none; box-shadow: 0 2px 10px rgba(0,36,156,.08); color: var(--blue); transition: background-color .4s, color .4s, border-color .4s; }
.f-svc-card:hover .f-svc-card__icon { background: var(--blue); border-color: var(--blue); color: #fff; }
.f-svc-card__body { display: flex; flex-direction: column; gap: 12px; flex: 1; }
.f-svc-card h3 { font-size: clamp(23.5px, 2.06vw, 32.5px); font-weight: 800; letter-spacing: -.03em; line-height: 1.04; color: var(--ink); max-width: 14ch; min-height: 2.08em; }
.f-svc-card__body p { font-size: 15.5px; line-height: 1.6; color: rgba(37,55,70,.66); max-width: 34ch; }
.f-svc-card__foot { display: flex; align-items: center; justify-content: space-between; gap: 16px; margin-top: auto; }
.f-svc-card__link { display: inline-flex; align-items: center; gap: 11px; color: var(--blue); font-family: var(--display); font-weight: 700; font-size: 15px; }
:where(body) .f-svc-card__link:hover { color: var(--blue); }
.f-svc-card__link::after { content: ""; position: absolute; inset: 0; border-radius: 20px; }
.f-svc-cta { position: relative; background: var(--blue); border-radius: 20px; overflow: hidden; display: flex; flex-direction: column; justify-content: space-between; gap: 26px; padding: clamp(26px, 2.6vw, 40px); min-height: clamp(280px, 24vw, 340px); }
.f-svc-cta__emblem { position: absolute; right: -24%; bottom: -28%; width: min(92%, 440px); height: auto; color: rgba(255,255,255,.22); }
.f-svc-cta > * { position: relative; z-index: 2; }
.f-svc-cta__emblem { z-index: 0; position: absolute; }
.f-svc-cta__text { font-family: var(--display); font-size: clamp(20px, 1.89vw, 29px); font-weight: 800; line-height: 1.2; letter-spacing: -.026em; color: #fff; max-width: 20ch; }
@media (max-width: 1180px) { .f-svc__grid { grid-template-columns: repeat(2, minmax(0,1fr)); } }
@media (max-width: 760px) { .f-svc__grid { grid-template-columns: minmax(0,1fr); } }

/* ---------- rails (case studies / reviews) ---------- */
.f-rail-head { display: flex; align-items: flex-end; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.f-rail-nav { display: flex; gap: 10px; flex: none; }
.f-rail-btn { width: 52px; height: 52px; border-radius: 50%; border: 1px solid rgba(37,55,70,.2); background: #fff; color: var(--ink); display: grid; place-items: center; cursor: pointer; transition: background-color .3s, color .3s, border-color .3s, transform .3s; }
.f-rail-btn:hover { border-color: var(--blue); color: var(--blue); transform: translateX(-2px); }
.f-rail-btn--solid { border-color: var(--blue); background: var(--blue); color: #fff; }
.f-rail-btn--solid:hover { background: var(--navy); border-color: var(--navy); color: #fff; transform: translateX(2px); }
.f-rail-viewport { overflow-x: auto; scroll-snap-type: x proximity; scroll-padding-left: var(--rail-pad); -webkit-overflow-scrolling: touch; scrollbar-width: none; }
.f-rail-viewport::-webkit-scrollbar { display: none; }
.f-rail-track { display: flex; padding: 4px var(--rail-pad) 18px; }
.f-rail-progress { display: flex; align-items: center; gap: 18px; }
.f-rail-progress p { font-family: var(--display); font-size: 13px; font-weight: 700; letter-spacing: .1em; color: var(--ink); flex: none; }
.f-rail-progress__total { color: rgba(37,55,70,.4); }
.f-rail-progress__track { position: relative; flex: 1; height: 2px; background: rgba(37,55,70,.14); display: block; border-radius: 2px; max-width: 200px; }
.f-rail-progress__bar { position: absolute; inset: 0; background: var(--blue); transform-origin: left center; display: block; border-radius: 2px; transition: transform .45s cubic-bezier(.22,1,.36,1); }

/* case studies */
.f-cs { position: relative; background: var(--paper); padding: clamp(80px, 11vh, 128px) 0 clamp(60px, 7vh, 90px); }
.f-cs__title { font-size: clamp(30.5px, 3.36vw, 54.5px); letter-spacing: -.034em; max-width: 20ch; }
.f-cs__viewport { margin-top: clamp(32px, 4.5vh, 56px); }
.f-cs__rail { gap: clamp(18px, 2vw, 28px); }
.f-cs-card { position: relative; scroll-snap-align: start; flex: none; width: clamp(300px, 38vw, 460px); border-radius: 18px; overflow: hidden; display: flex; flex-direction: column; transition: transform .45s cubic-bezier(.22,1,.36,1), box-shadow .45s; }
.f-cs-card--blue { background: var(--sky); border: 1px solid var(--sky-2); }
.f-cs-card--grey { background: #eef1f4; border: 1px solid #dfe4e9; }
.f-cs-card:hover { transform: translateY(-4px); box-shadow: 0 30px 50px -34px rgba(37,55,70,.45); }
.f-cs-card__media { position: relative; display: block; aspect-ratio: 4 / 3; overflow: hidden; background: var(--sky-2); }
.f-cs-card--grey .f-cs-card__media { background: #dfe4e9; }
.f-cs-card__media .f-cover, .f-cs-card__media .f-vimeo { transition: transform .9s cubic-bezier(.22,1,.36,1); }
.f-cs-card:hover .f-cs-card__media .f-cover { transform: scale(1.04); }
.f-cs-card:hover .f-cs-card__media .f-vimeo { transform: translate(-50%, -50%) scale(1.04); }
.f-cs-card__body { padding: clamp(24px, 2.6vw, 32px); display: flex; flex-direction: column; gap: 10px; flex: 1; }
.f-cs-card__label { font-family: var(--display); font-size: 12px; font-weight: 700; letter-spacing: .14em; color: var(--blue); }
.f-cs-card__amount { font-family: var(--display); font-size: clamp(27px, 2.40vw, 33.5px); font-weight: 800; letter-spacing: -.03em; line-height: 1; color: var(--ink); }
.f-cs-card__text { font-size: 15px; line-height: 1.55; color: rgba(37,55,70,.66); }
.f-cs-card__link { margin-top: auto; padding-top: 8px; display: inline-flex; align-items: center; gap: 11px; align-self: flex-start; color: var(--blue); font-family: var(--display); font-weight: 700; font-size: 15px; }
:where(body) .f-cs-card__link:hover { color: var(--blue); }
.f-cs-card__link::after { content: ""; position: absolute; inset: 0; }
.f-cs .f-rail-progress { margin-top: 0; }
@media (max-width: 1024px) { .f-cs-card { width: 74vw; max-width: 440px; } }
@media (max-width: 760px) { .f-cs-card { width: 84vw; } .f-cs__rail { gap: 14px; } }
@media (max-width: 480px) { .f-cs-card { width: 88vw; } }

/* reviews */
.f-reviews { position: relative; border-top: 1px solid #ebe8e1; background: var(--paper); padding: clamp(43.5px, 4.76vw, 75px) 0; }
.f-reviews__head { min-width: 0; }
.f-reviews__src { display: flex; align-items: center; gap: 10px; margin-top: 16px; flex-wrap: wrap; }
.f-reviews__g { display: inline-flex; }
.f-reviews__g svg { width: 20px; height: 20px; }
.f-reviews__name { font-family: var(--display); font-size: 14px; font-weight: 700; color: var(--ink); }
:where(body) a.f-reviews__name:hover { color: var(--blue); }
.f-reviews__meta { font-size: 13.5px; color: rgba(37,55,70,.55); }
.f-reviews__viewport { margin-top: clamp(22px, 2.66vw, 34px); }
.f-reviews__rail { gap: clamp(18px, 1.8vw, 26px); }
.f-review { scroll-snap-align: start; flex: none; width: clamp(280px, 31.5%, 440px); background: #fff; border: 1px solid var(--sky-2); border-radius: 18px; padding: clamp(26px, 2.6vw, 34px); display: flex; flex-direction: column; gap: 16px; transition: border-color .35s, box-shadow .35s, transform .45s cubic-bezier(.22,1,.36,1); }
.f-review:hover { border-color: rgba(0,36,156,.28); box-shadow: 0 26px 50px -30px rgba(37,55,70,.35); transform: translateY(-3px); }
.f-review__stars { display: flex; gap: 3px; color: #F5B400; font-size: 15px; letter-spacing: 2px; }
.f-review__text { font-size: 15.5px; line-height: 1.62; color: rgba(37,55,70,.74); display: -webkit-box; -webkit-line-clamp: 7; -webkit-box-orient: vertical; overflow: hidden; }
.f-review__by { display: flex; align-items: center; gap: 12px; margin-top: auto; }
.f-review__avatar { width: 38px; height: 38px; border-radius: 50%; background: var(--sky); display: grid; place-items: center; font-family: var(--display); font-size: 13.5px; font-weight: 800; color: var(--blue); flex: none; }
.f-review__avatar { position: relative; overflow: hidden; }
.f-review__avatar img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; border-radius: 50%; }
.f-review__who { display: flex; flex-direction: column; }
.f-review__name { font-family: var(--display); font-size: 14.5px; font-weight: 700; color: var(--ink); }
.f-review__when { font-size: 12.5px; color: rgba(37,55,70,.5); }
@media (max-width: 1024px) { .f-review { width: 74vw; max-width: 420px; } }
@media (max-width: 760px) { .f-review { width: 84vw; } .f-reviews__rail { gap: 14px; } }
@media (max-width: 480px) { .f-review { width: 88vw; } }

/* ---------- CTA band ---------- */
.f-cta { position: relative; background: var(--blue); overflow: hidden; padding: clamp(32.5px, 4.08vw, 57px) 0; }
.f-cta__emblem { position: absolute; right: -16%; top: -24%; width: min(100vw, 1100px); height: auto; color: rgba(255,255,255,.14); pointer-events: none; }
.f-cta__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr)); gap: clamp(20.5px, 2.96vw, 47.5px); align-items: end; }
.f-cta__title { color: #fff; font-size: clamp(25px, 2.88vw, 41.5px); font-weight: 800; line-height: 1.06; letter-spacing: -.03em; max-width: 15ch; text-wrap: balance; }
.f-cta__text { margin-top: clamp(14px, 1.6vw, 20px); color: rgba(255,255,255,.82); font-size: clamp(15px, 1.1vw, 17px); line-height: 1.55; max-width: 46ch; }
.f-cta__btn { margin-top: clamp(18px, 2.2vw, 28px); gap: 16px; font-weight: 700; }
.f-cta__side { padding-top: clamp(18px, 2.4vw, 26px); display: flex; flex-direction: column; gap: 14px; align-self: end; }
.f-cta__links { display: flex; flex-wrap: wrap; gap: clamp(12px, 1.6vw, 18px); }
.f-chip-btn { display: inline-flex; align-items: center; gap: 12px; padding: 13px 20px; border-radius: 11px; border: 1px solid rgba(255,255,255,.32); color: #fff; font-family: var(--display); font-size: 14.5px; font-weight: 700; transition: background-color .3s, border-color .3s, transform .3s; }
.f-chip-btn svg { width: 18px; height: 18px; flex: none; }
:where(body) .f-chip-btn, :where(body) .f-chip-btn:hover { color: #fff; }
.f-chip-btn:hover { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.7); transform: translateY(-2px); }
.f-chip-btn--white { border-color: #fff; background: #fff; }
.f-chip-btn--white svg { width: 20px; height: 20px; }
:where(body) .f-chip-btn--white, :where(body) .f-chip-btn--white:hover { color: #111; }
.f-chip-btn--white:hover { background: #fff; border-color: #fff; box-shadow: 0 14px 30px -16px rgba(0,10,50,.55); }

/* ---------- footer ---------- */
.f-foot { position: relative; background: var(--ink); overflow: hidden; padding: clamp(60px, 7vw, 100px) 0 clamp(28px, 3vw, 40px); color: #fff; }
.f-foot__inner { position: relative; z-index: 2; }
.f-foot__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: clamp(22px, 2.52vw, 41.5px); }
.f-foot__brand { min-width: 0; }
.f-foot__brand img { width: clamp(170px, 17vw, 220px); height: auto; display: block; }
.f-foot__brand p { margin-top: 20px; font-size: 14.5px; line-height: 1.6; color: rgba(255,255,255,.62); max-width: 30ch; }
.f-foot__title { font-family: var(--display); font-size: 11px; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; color: rgba(255,255,255,.45); margin-bottom: 16px; }
.f-foot__menu { display: flex; flex-direction: column; gap: 10px; }
.f-foot__menu a { color: rgba(255,255,255,.84); font-size: 16.5px; transition: color .25s; }
.f-foot__col--legal .f-foot__menu a { font-size: 14.5px; }
:where(body) .f-foot__menu a:hover { color: #fff; }
.f-foot__social { display: flex; gap: 10px; }
.f-foot__social-link { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 10px; border: 1px solid rgba(255,255,255,.18); color: #fff; transition: background-color .25s, border-color .25s; }
.f-foot__social-link:hover { background: rgba(255,255,255,.1); border-color: rgba(255,255,255,.4); }
.f-foot__social-link svg { width: 17px; height: 17px; }
.f-foot__info { margin-top: clamp(32.5px, 3.70vw, 53.5px); padding-top: 26px; border-top: 1px solid rgba(255,255,255,.14); display: flex; flex-direction: column; gap: 11px; width: 100%; text-align: center; align-items: center; }
.f-foot__info .f-foot__title { margin-bottom: 0; }
.f-foot__info p { font-size: 11px; line-height: 1.6; color: rgba(255,255,255,.5); }
.f-foot__compl { font-size: 11px; font-weight: 500; color: rgba(255,255,255,.78); border-bottom: 1px solid rgba(255,255,255,.3); padding-bottom: 2px; }
:where(body) .f-foot__compl, :where(body) .f-foot__compl:hover { color: rgba(255,255,255,.78); }
.f-foot__compl:hover { border-bottom-color: #fff; }
.f-foot__bar { margin-top: clamp(20.5px, 2.22vw, 29.5px); padding-top: 22px; border-top: 1px solid rgba(255,255,255,.14); display: flex; flex-wrap: wrap; gap: 12px 28px; align-items: center; justify-content: space-between; }
.f-foot__bar p, .f-foot__bar a { font-size: 12.5px; color: rgba(255,255,255,.45); }
:where(body) .f-foot__bar a:hover { color: #fff; }
@media (max-width: 760px) {
	.f-foot__menu a { padding: 11px 0; display: inline-block; }
	.f-foot__col > .f-foot__title { font-size: 12px; }
}

/* ---------- page header (inner) ---------- */
.f-phead { position: relative; min-height: clamp(340px, 46vh, 480px); overflow: hidden; background: var(--blue); display: flex; align-items: center; isolation: isolate; padding-bottom: clamp(36px, 5vh, 64px); }
.f-phead__img { position: absolute; z-index: 1; pointer-events: none; display: block; max-width: none; }
.f-phead--photo .f-phead__img { inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: right center; z-index: 0; }
.f-phead--photo .f-phead__shade { position: absolute; inset: 0; z-index: 1; background: linear-gradient(90deg, #00249C 0%, rgba(0,36,156,.94) 34%, rgba(0,36,156,.62) 62%, rgba(0,36,156,.28) 100%); }
.f-phead--art .f-phead__img { right: var(--art-right, -8%); top: 50%; transform: translateY(-50%); height: var(--art-h, 118%); width: auto; object-fit: contain; mix-blend-mode: lighten; -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 34%, #000 88%, transparent 100%), linear-gradient(180deg, transparent 0, #000 14%, #000 86%, transparent 100%); -webkit-mask-composite: source-in; mask-image: linear-gradient(90deg, transparent 0, #000 34%, #000 88%, transparent 100%), linear-gradient(180deg, transparent 0, #000 14%, #000 86%, transparent 100%); mask-composite: intersect; }
.f-phead--art .f-phead__shade { position: absolute; inset: 0; z-index: 2; background: linear-gradient(90deg, #00249C 0%, #00249C 32%, rgba(0,36,156,.7) 54%, rgba(0,36,156,0) 78%); }
.f-phead--plain { min-height: clamp(280px, 36vh, 380px); }
.f-phead__grid { position: relative; z-index: 4; padding-top: clamp(128px, 15vh, 156px); padding-bottom: clamp(36px, 5vh, 56px); }
.f-phead__copy { min-width: 0; width: 60%; }
.f-phead__copy--wide { width: 90%; }
.f-phead__title { color: #fff; font-size: clamp(30.5px, 3.68vw, 59px); font-weight: 800; line-height: 1.02; letter-spacing: -.032em; margin-top: -.06em; }
.f-phead__body { margin-top: clamp(18px, 2.2vw, 28px); }
.f-phead__body p { color: rgba(255,255,255,.82); font-size: clamp(15.5px, 1.15vw, 18.5px); line-height: 1.6; }
.f-phead__cta { margin-top: clamp(24px, 3vw, 38px); display: flex; flex-wrap: wrap; gap: 12px; }
@media (max-width: 1180px) { .f-phead__grid { padding-top: 148px; } }
@media (max-width: 1024px) { .f-phead--art .f-phead__img { right: -26%; height: 82%; top: auto; bottom: -4%; transform: none; opacity: .5; } }
@media (max-width: 900px) { .f-phead__copy, .f-phead__copy--wide { width: 100%; } }
@media (max-width: 760px) { .f-phead__grid { padding-top: 128px; padding-bottom: 52px; } }
/* Phones: hero + page-header buttons sit side by side in two equal columns. */
@media (max-width: 760px) {
	.f-hero__cta, .f-phead__cta { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
	.f-hero__cta > a, .f-phead__cta > a { width: auto; min-width: 0; min-height: 52px; justify-content: center; gap: 0; padding: 10px 12px; font-size: 14px; line-height: 1.25; white-space: normal; text-align: center; }
	.f-hero__cta > a .f-btn__dot, .f-phead__cta > a .f-btn__dot { display: none; }
	.f-hero__cta > a:only-child, .f-phead__cta > a:only-child { grid-column: 1 / -1; }
	.f-case-hero__facts + * > a { width: 100%; justify-content: space-between; }
}
@media (max-width: 359px) { .f-hero__cta > a, .f-phead__cta > a { padding: 10px 8px; font-size: 13px; } }

/* ---------- intro + ledger ---------- */
.f-ledger { position: relative; background: var(--paper); padding: clamp(49px, 6.12vw, 95px) 0; overflow: hidden; }
.f-ledger__emblem { position: absolute; right: -12%; top: -18%; width: min(70vw, 900px); height: auto; color: rgba(0,36,156,.05); z-index: 0; }
.f-ledger__intro { display: grid; grid-template-columns: 5fr 7fr; gap: clamp(23.5px, 3.70vw, 71px); align-items: start; }
.f-ledger__title { color: var(--ink); font-size: clamp(30.5px, 3.52vw, 57.5px); font-weight: 800; line-height: 1; letter-spacing: -.036em; max-width: 12ch; text-wrap: balance; }
.f-ledger__side { min-width: 0; display: flex; flex-direction: column; align-items: flex-start; gap: clamp(16px, 1.6vw, 22px); }
.f-ledger__lead { font-size: clamp(17px, 1.38vw, 22.5px); line-height: 1.42; font-weight: 500; letter-spacing: -.012em; color: var(--ink); max-width: 36ch; }
.f-ledger__body { font-size: clamp(15px, 1.05vw, 17px); line-height: 1.7; color: rgba(37,55,70,.72); max-width: 52ch; }
.f-ledger__side .f-link { margin-top: clamp(4px, .8vw, 10px); }
.f-ledger__grid { margin-top: clamp(41.5px, 4.74vw, 77px); display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); column-gap: clamp(20.5px, 2.52vw, 47.5px); row-gap: clamp(32.5px, 3.40vw, 53.5px); }
.f-ledger__item { min-width: 0; display: flex; flex-direction: column; gap: clamp(14px, 1.4vw, 18px); }
.f-ledger__rule { position: relative; display: block; height: 1px; background: rgba(37,55,70,.14); }
.f-ledger__rule span { position: absolute; inset: 0; background: var(--blue); transform-origin: left center; }
.f-ledger__top { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-top: clamp(8px, 1vw, 14px); }
.f-ledger__icon { width: 50px; height: 50px; border-radius: 50%; border: 1px solid rgba(0,36,156,.22); display: grid; place-items: center; color: var(--blue); flex: none; transition: background-color .4s, color .4s, border-color .4s; }
.f-ledger__item:hover .f-ledger__icon { background: var(--blue); border-color: var(--blue); color: #fff; }
.f-ledger__num { font-family: var(--display); font-size: 13px; font-weight: 700; letter-spacing: .06em; color: rgba(37,55,70,.42); }
.f-ledger__item h3 { font-family: var(--display); font-size: clamp(17.5px, 1.38vw, 22px); font-weight: 800; letter-spacing: -.024em; line-height: 1.16; color: var(--ink); max-width: 18ch; }
.f-ledger__item p { font-size: clamp(14.5px, 1vw, 16px); line-height: 1.64; color: rgba(37,55,70,.7); max-width: 36ch; }
@media (max-width: 1024px) { .f-ledger__intro { grid-template-columns: minmax(0,1fr); } .f-ledger__grid { grid-template-columns: repeat(2, minmax(0,1fr)); } }
@media (max-width: 640px) { .f-ledger__grid { grid-template-columns: minmax(0,1fr); row-gap: 34px; } }

/* ---------- founder ---------- */
.f-founder { position: relative; background: var(--sky); padding: clamp(54.5px, 6.80vw, 102px) 0; }
.f-founder__grid { display: grid; grid-template-columns: 5fr 6fr; gap: clamp(35.5px, 5.18vw, 96px); align-items: center; }
.f-founder__media { position: relative; min-width: 0; max-width: 540px; width: 100%; justify-self: center; }
.f-founder__plate { position: absolute; left: -7%; top: 9%; right: 9%; bottom: -7%; border-radius: 30px; background: var(--sky-2); }
.f-founder__photo { position: relative; border-radius: 26px; overflow: hidden; aspect-ratio: 4 / 5; background: var(--sky-2); }
.f-founder__photo img { transition: transform 1.2s cubic-bezier(.22,1,.36,1); }
.f-founder__media:hover .f-founder__photo img { transform: scale(1.03); }
.f-founder__card { position: absolute; right: -6%; bottom: -6%; background: var(--blue); color: #fff; border-radius: 18px; padding: clamp(16px, 1.6vw, 22px) clamp(20px, 2vw, 28px); box-shadow: 0 26px 50px -24px rgba(0,21,81,.6); display: flex; align-items: center; gap: 14px; }
.f-founder__mark { width: 34px; height: 34px; color: #fff; flex: none; }
.f-founder__name { font-family: var(--display); font-size: 16.5px; font-weight: 800; letter-spacing: -.015em; }
.f-founder__role { margin-top: 2px; font-size: 13.5px; color: rgba(255,255,255,.72); }
.f-founder__copy { min-width: 0; }
.f-founder__eyebrow { font-family: var(--display); font-size: clamp(14px, 1.02vw, 16px); font-weight: 800; color: var(--blue); }
.f-founder__qmark { display: block; margin-top: clamp(10px, 1.2vw, 18px); font-family: var(--display); font-size: clamp(81px, 7.20vw, 120px); font-weight: 900; line-height: .62; color: var(--sky-2); height: .46em; }
.f-founder__quote { margin: 0; font-family: var(--display); font-size: clamp(20px, 2.06vw, 32.5px); font-weight: 800; line-height: 1.22; letter-spacing: -.028em; color: var(--ink); max-width: 27ch; text-wrap: pretty; }
.f-founder__btns { margin-top: clamp(22px, 2.37vw, 32.5px); display: flex; flex-wrap: wrap; gap: 12px; }
@media (max-width: 1024px) { .f-founder__grid { grid-template-columns: minmax(0,1fr); } }
@media (max-width: 640px) { .f-founder__card { right: 10px; bottom: -20px; } .f-founder__plate { left: -4%; } }

/* ---------- foundations infographic ---------- */
@keyframes fnd-rise { from { opacity: 0; transform: translateY(26px) scaleX(.965); } to { opacity: 1; transform: translateY(0) scaleX(1); } }
@keyframes fnd-arrow { from { opacity: 0; transform: translateY(16px); } to { opacity: 1; transform: translateY(0); } }
@keyframes fnd-track { from { transform: scaleY(0); } to { transform: scaleY(1); } }
.f-fnd-sec { position: relative; background: var(--paper); padding: clamp(49px, 6.12vw, 95px) 0; }
.f-fnd-sec__grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1.08fr); gap: clamp(29.5px, 4.00vw, 74px); align-items: center; }
.f-fnd-sec__copy { min-width: 0; display: flex; flex-direction: column; gap: clamp(16px, 1.8vw, 24px); }
.f-fnd-sec__copy .f-h2b { max-width: 14ch; }
.f-fnd-sec__btn { margin-top: clamp(6px, 1vw, 14px); align-self: flex-start; }
.f-fnd { margin: 0; min-width: 0; position: relative; border-radius: 28px; overflow: hidden; background-color: var(--blue); background-image: linear-gradient(rgba(255,255,255,.07) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.07) 1px, transparent 1px); background-size: 30px 30px; background-position: -1px -1px; padding: clamp(38px, 4vw, 64px) clamp(22px, 3vw, 52px) clamp(28px, 3vw, 44px); box-shadow: 0 40px 80px -46px rgba(0,21,81,.7); }
.f-fnd__glow { position: absolute; inset: 0; background: radial-gradient(120% 80% at 50% 0%, rgba(255,255,255,.12) 0%, rgba(0,36,156,0) 60%); pointer-events: none; }
.f-fnd__stack { position: relative; }
.f-fnd__track { position: absolute; left: 0; top: clamp(58px, 5vw, 78px); bottom: clamp(40px, 3.4vw, 52px); width: 1px; background: rgba(255,255,255,.34); transform-origin: bottom; animation: fnd-track 1.1s var(--ease) .2s both paused; }
.f-fnd__top { display: flex; justify-content: center; padding-left: 34px; margin-bottom: clamp(14px, 1.4vw, 20px); animation: fnd-arrow .9s var(--ease) 1.3s both paused; }
.f-fnd__badge { position: relative; width: clamp(64px, 5.4vw, 80px); height: clamp(64px, 5.4vw, 80px); border-radius: 50%; background: #fff; display: grid; place-items: center; box-shadow: 0 0 0 10px rgba(255,255,255,.08), 0 0 0 22px rgba(255,255,255,.04), 0 18px 36px -14px rgba(0,0,0,.5); }
.f-fnd__mark { width: 56%; height: auto; color: var(--blue); }
.f-fnd__levels { display: flex; flex-direction: column; gap: clamp(8px, .9vw, 12px); }
.f-fnd__row { display: grid; grid-template-columns: 34px minmax(0,1fr); align-items: center; }
.f-fnd__node { position: relative; display: flex; align-items: center; }
.f-fnd__node span { width: 9px; height: 9px; border-radius: 50%; background: #fff; box-shadow: 0 0 0 4px rgba(255,255,255,.12); margin-left: -4px; flex: none; }
.f-fnd__slot { display: flex; justify-content: center; }
.f-fnd__level { min-height: clamp(70px, 5.8vw, 90px); border-radius: 12px; box-shadow: inset 0 -4px 0 rgba(0,21,81,.14), inset 0 1px 0 rgba(255,255,255,.7), 0 20px 32px -20px rgba(0,0,0,.55); display: flex; align-items: center; gap: clamp(12px, 1.2vw, 16px); padding: clamp(12px, 1.2vw, 16px) clamp(16px, 1.6vw, 22px); animation: fnd-rise .9s var(--ease) 0s both paused; will-change: transform, opacity; transition: box-shadow .35s; }
.f-fnd__level--0 { background: #fff; }
.f-fnd__level--1 { background: var(--sky-2); }
.f-fnd__level--2 { background: var(--sky); }
.f-fnd__level:hover { box-shadow: inset 0 -4px 0 rgba(0,21,81,.14), inset 0 1px 0 rgba(255,255,255,.7), 0 26px 40px -18px rgba(0,0,0,.6); }
.f-fnd__num { font-family: var(--display); font-size: 13px; font-weight: 800; letter-spacing: .04em; color: var(--blue); flex: none; }
.f-fnd__txt { min-width: 0; }
.f-fnd__title { display: block; font-family: var(--display); font-size: clamp(15px, 1.12vw, 17.5px); font-weight: 800; letter-spacing: -.018em; line-height: 1.2; color: var(--navy); }
.f-fnd__desc { display: block; margin-top: 3px; font-size: clamp(12.5px, .9vw, 14px); line-height: 1.4; color: rgba(0,21,81,.66); }
.f-fnd__ground { margin-top: clamp(10px, 1vw, 14px); margin-left: 34px; height: 14px; border-top: 2px solid rgba(255,255,255,.55); background-image: repeating-linear-gradient(135deg, rgba(255,255,255,.28) 0 1px, transparent 1px 9px); }
.f-fnd__cap { position: relative; margin-top: clamp(18px, 2vw, 26px); text-align: center; font-size: clamp(13.5px, .98vw, 15.5px); line-height: 1.5; color: rgba(255,255,255,.78); }
.f-fnd.is-playing [data-fnd-anim] { animation-play-state: running; }
.no-js .f-fnd [data-fnd-anim] { animation: none; }
@media (prefers-reduced-motion: reduce) { .f-fnd *, .f-fnd { animation: none !important; opacity: 1 !important; transform: none !important; } }
@media (max-width: 1024px) { .f-fnd-sec__grid { grid-template-columns: minmax(0,1fr); gap: clamp(32px, 5vw, 48px); } }
@media (max-width: 760px) { .f-fnd { padding: clamp(28px, 7vw, 40px) clamp(18px, 4.5vw, 26px); } .f-fnd__level { min-height: 66px; } }

/* ---------- trust banner ---------- */
.f-trust { position: relative; background: var(--sky); padding: clamp(72px, 9vw, 150px) 0; overflow: hidden; isolation: isolate; }
.f-trust__img { position: absolute; left: -67%; top: 50%; width: 168%; height: auto; min-height: 100%; object-fit: cover; transform: translateY(-54%); display: block; z-index: -2; max-width: none; }
.f-trust__fade { position: absolute; inset: 0; z-index: -1; background: linear-gradient(270deg, rgba(220,234,247,.97) 0%, rgba(220,234,247,.94) 42%, rgba(220,234,247,.72) 56%, rgba(220,234,247,0) 70%); }
.f-trust__grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: clamp(29.5px, 4.44vw, 81.5px); align-items: center; }
.f-trust__spacer { min-width: 0; }
.f-trust__copy { min-width: 0; display: flex; flex-direction: column; align-items: flex-start; gap: clamp(20px, 2.2vw, 30px); }
.f-trust__mark { width: clamp(52px, 4.4vw, 70px); height: auto; color: var(--blue); }
.f-trust__title { font-size: clamp(39.5px, 4.80vw, 80px); font-weight: 800; line-height: .96; letter-spacing: -.046em; color: var(--ink); }
.f-trust__text { font-size: clamp(15.5px, 1.24vw, 19.5px); line-height: 1.62; color: rgba(37,55,70,.74); max-width: 48ch; }
@media (max-width: 1024px) {
	.f-trust__grid { grid-template-columns: minmax(0,1fr); }
	.f-trust__spacer { min-height: clamp(220px, 34vw, 320px); }
	/* Stacked: a clean photo band across the top (no fade), copy below on the plain background. */
	.f-trust__img { left: 0; top: 0; width: 100%; height: calc(clamp(72px, 9vw, 150px) + clamp(220px, 34vw, 320px)); min-height: 0; transform: none; object-fit: cover; object-position: 60% 30%; }
	.f-trust__fade { display: none; }
	.f-trust__spacer { margin-bottom: clamp(28px, 6vw, 44px); }
}

/* ---------- FAQ ---------- */
.f-faq { position: relative; background: var(--paper); padding: clamp(43.5px, 5.44vw, 81.5px) 0; }
.f-faq__grid { display: grid; grid-template-columns: 4fr 7fr; gap: clamp(26.5px, 4.44vw, 89px); align-items: start; }
.f-faq__aside { min-width: 0; display: flex; flex-direction: column; align-items: flex-start; gap: clamp(14px, 1.4vw, 20px); position: sticky; top: clamp(100px, 9vw, 130px); }
.f-faq__title { font-size: clamp(23.5px, 2.08vw, 32px); font-weight: 800; line-height: 1.1; letter-spacing: -.028em; color: var(--ink); max-width: 16ch; text-wrap: balance; }
.f-faq__text { font-size: clamp(15px, 1.05vw, 17px); line-height: 1.66; color: rgba(37,55,70,.7); max-width: 36ch; }
.f-faq__aside .f-link { margin-top: clamp(4px, .8vw, 10px); }
.f-faq__list { min-width: 0; border-top: 1px solid rgba(0,36,156,.16); }
.f-faq__item { border-bottom: 1px solid rgba(0,36,156,.16); }
.f-faq__item summary { list-style: none; cursor: pointer; display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: clamp(18px, 1.6vw, 22px) 0; font-family: var(--display); font-size: clamp(16px, 1.15vw, 18px); font-weight: 700; letter-spacing: -.012em; line-height: 1.35; color: var(--ink); transition: color .25s; }
.f-faq__item summary::-webkit-details-marker { display: none; }
.f-faq__item summary:hover { color: var(--blue); }
.f-faq__q { min-width: 0; }
.f-faq__icon { width: 30px; height: 30px; border-radius: 50%; border: 1px solid rgba(0,36,156,.24); display: grid; place-items: center; flex: none; transition: background-color .3s, border-color .3s, transform .4s cubic-bezier(.22,1,.36,1); }
.f-faq__icon path { transition: opacity .25s, stroke .3s; transform-origin: center; }
.f-faq__item summary:hover .f-faq__icon { border-color: var(--blue); }
.f-faq__item[open] .f-faq__icon { background: var(--blue); border-color: var(--blue); transform: rotate(180deg); }
.f-faq__item[open] .f-faq__icon path { stroke: #fff; }
.f-faq__item[open] .f-faq__icon path:first-child { opacity: 0; }
.f-faq__a { padding: 0 clamp(40px, 4vw, 64px) clamp(20px, 1.8vw, 26px) 0; font-size: clamp(14.5px, 1vw, 16px); line-height: 1.68; color: rgba(37,55,70,.72); max-width: 68ch; }
.f-faq__a p + p { margin-top: .8em; }
@media (max-width: 1024px) { .f-faq__grid { grid-template-columns: minmax(0,1fr); } .f-faq__aside { position: static; } }
@media (max-width: 760px) { .f-faq__item summary { padding: 18px; } .f-faq__a { padding: 0 18px 20px; } }

/* ---------- process ---------- */
.f-proc { position: relative; border-top: 1px solid #ebe8e1; background: var(--paper); padding: clamp(43.5px, 5.44vw, 81.5px) 0; }
.f-proc .f-center-head { margin-bottom: clamp(40px, 5vw, 72px); }
.f-h2c, .f-proc .f-h2c { max-width: 16ch; }
.f-proc .f-intro { max-width: 56ch; }
.f-proc__list { min-width: 0; max-width: 1020px; margin: 0 auto; position: relative; padding-left: clamp(30px, 3vw, 54px); display: flex; flex-direction: column; }
.f-proc__track { position: absolute; left: 0; top: clamp(24px, 2.6vw, 40px); bottom: clamp(24px, 2.6vw, 40px); width: 2px; background: rgba(0,36,156,.16); border-radius: 2px; }
.f-proc__track span { position: absolute; inset: 0; background: var(--blue); border-radius: 2px; transform: scaleY(0); transform-origin: top; }
.f-proc__step { display: grid; grid-template-columns: auto minmax(0,1fr); gap: clamp(13.5px, 1.78vw, 29.5px); align-items: start; padding: clamp(24px, 2.6vw, 40px) 0; border-top: 1px solid var(--sky-2); position: relative; }
.f-proc__dot { position: absolute; left: calc(1px - clamp(30px, 3vw, 54px)); top: clamp(34px, 3.2vw, 52px); width: 9px; height: 9px; border-radius: 50%; background: var(--sky); border: 2px solid rgba(0,36,156,.28); transform: translateX(-50%); box-sizing: border-box; }
.f-proc__num { font-family: var(--display); font-size: clamp(25px, 2.40vw, 37px); font-weight: 800; letter-spacing: -.03em; color: var(--blue); line-height: 1; min-width: 2.6ch; opacity: .34; transition: opacity .4s; }
.f-proc__step:hover .f-proc__num { opacity: 1; }
.f-proc__body { min-width: 0; }
.f-proc__body h3 { font-family: var(--display); font-size: clamp(18px, 1.63vw, 26px); font-weight: 800; letter-spacing: -.026em; line-height: 1.12; color: var(--ink); max-width: 22ch; }
.f-proc__body p { margin-top: 12px; font-size: clamp(16px, 1.16vw, 18.5px); line-height: 1.66; color: rgba(37,55,70,.72); max-width: 74ch; }
.f-proc__body .f-proc__tag { font-family: var(--display); font-size: 14.5px; font-weight: 800; color: var(--blue); line-height: normal; }
.f-proc__cta { margin-top: clamp(26.5px, 3.26vw, 47.5px); display: flex; justify-content: center; }
.f-proc__cta .f-btn { margin-top: clamp(6px, 1vw, 12px); }
@media (max-width: 640px) { .f-proc__list { padding-left: 22px; } .f-proc__dot { left: -21px; } }
@media (max-width: 760px) { .f-proc__list { padding-left: 20px; } .f-proc__dot { left: -20px; } }

/* ---------- glance (asset finance) ---------- */
.f-glance { position: relative; background: var(--paper); padding: clamp(41px, 5.10vw, 75px) 0; }
.f-glance__grid { display: grid; grid-template-columns: 50fr 50fr; gap: clamp(23.5px, 3.33vw, 66.5px); align-items: center; }
.f-glance__copy { min-width: 0; }
.f-glance__title { max-width: 16ch; }
.f-glance__text { margin-top: clamp(20px, 2.2vw, 30px); font-size: clamp(16px, 1.15vw, 18.5px); line-height: 1.64; color: rgba(37,55,70,.72); max-width: 44ch; }
.f-glance__btns { margin-top: clamp(19px, 2.22vw, 29.5px); display: flex; flex-wrap: wrap; align-items: center; gap: clamp(14px, 2vw, 26px); }
.f-glance__stats { min-width: 0; display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); background: #fff; border-radius: 20px; overflow: hidden; box-shadow: 0 30px 60px -38px rgba(0,21,81,.4); }
.f-glance__stat { padding: clamp(20px, 2vw, 30px) clamp(22px, 2.2vw, 34px); display: flex; flex-direction: column; gap: 6px; min-width: 0; transition: background-color .35s; }
.f-glance__stat:nth-child(odd) { border-right: 1px solid var(--sky); }
.f-glance__stat:nth-child(-n+2) { border-bottom: 1px solid var(--sky); }
.f-glance__stat:hover { background: #f5f9fd; }
.f-glance__val { font-family: var(--display); font-size: clamp(32px, 2.9vw, 46px); font-weight: 800; letter-spacing: -.036em; line-height: 1; color: var(--blue); }
.f-glance__label { font-family: var(--display); font-size: 14px; font-weight: 700; line-height: 1.35; color: rgba(37,55,70,.66); }
@media (max-width: 1024px) { .f-glance__grid { grid-template-columns: minmax(0,1fr); gap: clamp(28px, 4vw, 44px); } }
@media (max-width: 760px) { .f-glance__stat { min-height: 160px; padding: 22px 16px; } .f-glance__val { font-size: 38px; } }

/* ---------- what-is infographic ---------- */
.f-what { position: relative; background: var(--sky); padding: clamp(43.5px, 5.44vw, 81.5px) 0; overflow: hidden; }
.f-what__grid { display: grid; grid-template-columns: 47fr 53fr; gap: clamp(23.5px, 3.26vw, 62px); align-items: center; }
.f-what__copy { min-width: 0; display: flex; flex-direction: column; gap: clamp(18px, 2vw, 26px); }
.f-what__copy .f-h2b { max-width: 18ch; }
.f-what__lead { font-size: clamp(16.5px, 1.38vw, 22px); line-height: 1.5; font-weight: 500; color: var(--ink); max-width: 44ch; }
.f-what__copy .f-body { max-width: 56ch; }
.f-viz { margin: 0; min-width: 0; background: var(--sky); border: 1px solid var(--sky-2); border-radius: 24px; padding: clamp(28px, 3vw, 48px); display: flex; flex-direction: column; gap: clamp(22px, 2.4vw, 34px); }
.f-viz__title { font-family: var(--display); font-size: clamp(14.5px, 1.15vw, 18.5px); font-weight: 800; letter-spacing: -.022em; line-height: 1.2; color: var(--ink); }
.f-viz__sub { margin-top: 4px; font-size: clamp(13.5px, .98vw, 15px); line-height: 1.45; color: rgba(37,55,70,.62); }
.f-viz__cases { display: flex; flex-direction: column; gap: clamp(16px, 1.7vw, 22px); }
.f-viz__case { background: #fff; border: 1px solid var(--sky-2); border-radius: 16px; padding: clamp(18px, 1.8vw, 26px); transition: box-shadow .35s, transform .45s cubic-bezier(.22,1,.36,1); }
.f-viz__case:hover { box-shadow: 0 22px 40px -30px rgba(0,36,156,.45); transform: translateY(-2px); }
.f-viz__case-title { font-family: var(--display); font-size: clamp(14px, 1.02vw, 16px); font-weight: 800; letter-spacing: -.018em; color: var(--ink); }
.f-viz__case-title--blue { color: var(--blue); }
.f-viz__bar { margin-top: clamp(13px, 1.3vw, 17px); position: relative; height: 26px; border-radius: 7px; background: #eef1f4; overflow: hidden; }
.f-viz__bar-bg { position: absolute; inset: 0; border-radius: 7px; background: var(--sky-2); transform-origin: left; }
.f-viz__lump { position: absolute; left: 0; top: 0; bottom: 0; width: 78%; border-radius: 7px; background: var(--ink); opacity: 0; }
.f-viz__chips { margin-top: clamp(13px, 1.3vw, 17px); height: 26px; display: flex; gap: 5px; }
.f-viz__chips span { flex: 1; min-width: 0; height: 100%; border-radius: 5px; background: var(--blue); }
.f-viz__cap { margin-top: 10px; font-size: clamp(12.5px, .92vw, 14px); line-height: 1.45; color: rgba(37,55,70,.6); }
.f-viz__flow { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-top: clamp(16px, 1.7vw, 22px); border-top: 1px solid var(--sky-2); }
.f-viz__flow-label { font-family: var(--display); font-size: clamp(14px, 1.05vw, 16.5px); font-weight: 800; letter-spacing: -.018em; color: var(--ink); }
.f-viz__meter { display: flex; align-items: center; gap: 12px; min-width: 0; flex: 1; max-width: 210px; }
.f-viz__meter-track { position: relative; flex: 1; height: 8px; border-radius: 4px; background: var(--sky-2); overflow: hidden; }
.f-viz__meter-track span { position: absolute; inset: 0; border-radius: 4px; background: var(--blue); transform-origin: left; }
.f-viz__num { font-family: var(--display); font-size: clamp(14px, 1.05vw, 16.5px); font-weight: 800; color: var(--blue); min-width: 4ch; text-align: right; font-variant-numeric: tabular-nums; }
@media (max-width: 1024px) { .f-what__grid { grid-template-columns: minmax(0,1fr); } .f-viz { order: 2; } }
@media (max-width: 760px) { .f-viz { padding: clamp(24px, 6vw, 34px) clamp(18px, 4.5vw, 24px); } }

/* ---------- uses list ---------- */
.f-uses { position: relative; background: var(--paper); padding: clamp(49px, 6.12vw, 95px) 0; }
.f-uses__grid { display: grid; grid-template-columns: 5fr 7fr; gap: clamp(26.5px, 4.00vw, 81.5px); align-items: start; }
.f-uses__aside { min-width: 0; position: sticky; top: clamp(100px, 9vw, 130px); display: flex; flex-direction: column; gap: clamp(16px, 1.8vw, 24px); }
.f-uses__title { max-width: 14ch; }
.f-uses__aside .f-body { line-height: 1.68; max-width: 48ch; }
.f-uses__frame { position: relative; margin-top: clamp(6px, 1vw, 14px); border-radius: 24px; overflow: hidden; aspect-ratio: 16 / 9; background: var(--blue); }
.f-uses__img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; display: block; opacity: 0; }
.f-uses__img.is-on { opacity: 1; }
.f-uses__shade { position: absolute; inset: 0; background: linear-gradient(180deg, rgba(0,21,81,0) 55%, rgba(0,21,81,.5) 100%); }
.f-uses__list { min-width: 0; border-top: 1px solid rgba(0,36,156,.16); }
.f-use { display: grid; grid-template-columns: 3.2ch minmax(0,1fr) auto; align-items: start; gap: clamp(14px, 1.6vw, 26px); width: 100%; text-align: left; padding: clamp(20px, 2vw, 28px) 0; background: transparent; border: 0; border-bottom: 1px solid rgba(0,36,156,.16); cursor: pointer; font: inherit; color: inherit; }
.f-use__num { font-family: var(--display); font-size: 14px; font-weight: 800; letter-spacing: .04em; color: rgba(37,55,70,.4); padding-top: .35em; transition: color .3s; }
.f-use__text { min-width: 0; display: block; }
.f-use__title { display: block; font-family: var(--display); font-size: clamp(17px, 1.46vw, 23px); font-weight: 800; letter-spacing: -.026em; line-height: 1.16; color: var(--ink); transition: color .3s; }
.f-use__desc { display: block; margin-top: 8px; font-size: clamp(14.5px, 1.02vw, 16.5px); line-height: 1.6; color: rgba(37,55,70,.68); max-width: 52ch; }
.f-use__dot { width: 40px; height: 40px; border-radius: 50%; border: 1px solid rgba(0,36,156,.24); display: grid; place-items: center; flex: none; color: var(--blue); transition: background-color .35s, color .35s, border-color .35s; }
.f-use.is-on .f-use__num, .f-use.is-on .f-use__title { color: var(--blue); }
.f-use.is-on .f-use__dot { background: var(--blue); color: #fff; border-color: var(--blue); }
@media (max-width: 1024px) { .f-uses__grid { grid-template-columns: minmax(0,1fr); } .f-uses__aside { position: static; } }
@media (max-width: 640px) { .f-use { grid-template-columns: 2.6ch minmax(0,1fr); } .f-use__dot { display: none; } }

/* ---------- industries marquee ---------- */
.f-mq { position: relative; background: var(--blue); padding: clamp(41px, 5.10vw, 75px) 0; overflow: hidden; }
.f-mq__title { color: #fff; font-size: clamp(25px, 2.72vw, 41.5px); font-weight: 800; line-height: 1.05; letter-spacing: -.032em; max-width: 22ch; text-wrap: balance; }
.f-mq__text { font-size: clamp(15.5px, 1.1vw, 17.5px); line-height: 1.64; color: rgba(255,255,255,.68); max-width: 62ch; }
.f-mq__rows { margin-top: clamp(25px, 2.81vw, 43px); display: flex; flex-direction: column; gap: 14px; }
.f-mq__row { position: relative; overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 8%, #000 92%, transparent 100%); mask-image: linear-gradient(90deg, transparent 0, #000 8%, #000 92%, transparent 100%); }
.f-mq__track { display: flex; gap: 14px; width: max-content; will-change: transform; }
.f-mq__pill { display: inline-flex; align-items: center; gap: 14px; padding: 16px 30px; border-radius: 999px; border: 1px solid rgba(255,255,255,0); font-family: var(--display); font-size: clamp(14.5px, 1.10vw, 18.5px); font-weight: 700; color: var(--ink); white-space: nowrap; flex: none; }
@media (max-width: 760px) { .f-mq__pill { font-size: 15px; padding: 12px 22px 12px 14px; gap: 10px; } }

/* ---------- benefits bento ---------- */
.f-bento { position: relative; background: var(--paper); padding: clamp(49px, 6.12vw, 95px) 0; }
.f-bento__head { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: clamp(18px, 2.96vw, 59px); align-items: end; }
.f-bento__title { max-width: 14ch; }
.f-bento__head .f-intro { line-height: 1.62; max-width: 46ch; }
.f-bento__grid { margin-top: clamp(26.5px, 3.11vw, 47.5px); display: grid; grid-template-columns: minmax(0,1fr) minmax(0,2fr); gap: clamp(14px, 1.5vw, 22px); }
.f-bento__feature { position: relative; min-width: 0; border-radius: 26px; overflow: hidden; background: var(--blue); color: #fff; padding: clamp(30px, 3vw, 48px); display: flex; flex-direction: column; gap: clamp(14px, 1.4vw, 20px); min-height: clamp(380px, 32vw, 500px); }
.f-bento__emblem { position: absolute; right: -30%; top: -18%; width: 92%; height: auto; color: rgba(255,255,255,.1); transition: transform 1.2s cubic-bezier(.22,1,.36,1); }
.f-bento__feature:hover .f-bento__emblem { transform: rotate(-4deg) scale(1.04); }
.f-bento__feature h3 { position: relative; font-family: var(--display); font-size: clamp(25px, 2.08vw, 33.5px); font-weight: 800; letter-spacing: -.032em; line-height: 1.04; color: #fff; max-width: 12ch; }
.f-bento__feature p { position: relative; font-size: clamp(15px, 1.08vw, 17px); line-height: 1.62; color: rgba(255,255,255,.8); max-width: 32ch; }
.f-bento__bars { position: relative; margin-top: auto; display: flex; align-items: flex-end; gap: 6px; }
.f-bento__bars span { flex: 1; border-radius: 4px; transform-origin: bottom; transition: transform .6s cubic-bezier(.22,1,.36,1); }
.f-bento__feature:hover .f-bento__bars span:nth-child(3n+1) { transform: scaleY(1.18); }
.f-bento__feature:hover .f-bento__bars span:nth-child(3n+2) { transform: scaleY(1.3); }
.f-bento__feature:hover .f-bento__bars span:nth-child(3n) { transform: scaleY(1.42); }
.f-bento__cells { min-width: 0; border-radius: 26px; background: #fff; border: 1px solid var(--line); display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); overflow: hidden; }
.f-bento__cell { min-width: 0; padding: clamp(26px, 2.6vw, 40px); display: flex; flex-direction: column; gap: clamp(12px, 1.2vw, 16px); border-color: #dfe8f2; transition: background-color .35s; }
.f-bento__cell:nth-child(odd) { border-right: 1px solid #dfe8f2; }
.f-bento__cell:nth-child(-n+2) { border-bottom: 1px solid #dfe8f2; }
.f-bento__cell:hover { background: #f5f9fd; }
.f-bento__cell h3 { font-family: var(--display); font-size: clamp(17.5px, 1.38vw, 22px); font-weight: 800; letter-spacing: -.024em; line-height: 1.14; color: var(--ink); max-width: 18ch; }
.f-bento__cell p { font-size: clamp(14.5px, 1.02vw, 16px); line-height: 1.62; color: rgba(37,55,70,.68); max-width: 40ch; }
.f-bento__note { grid-column: 1 / -1; min-width: 0; border-radius: 20px; background: #eef4fa; padding: clamp(22px, 2.2vw, 32px) clamp(24px, 2.6vw, 40px); }
.f-bento__note > div { min-width: 0; display: flex; flex-wrap: wrap; align-items: baseline; column-gap: clamp(16px, 2vw, 32px); row-gap: 6px; }
.f-bento__note h3 { font-family: var(--display); font-size: clamp(16.5px, 1.29vw, 20px); font-weight: 800; letter-spacing: -.022em; color: var(--ink); }
.f-bento__note p { font-size: clamp(14.5px, 1.02vw, 16px); line-height: 1.6; color: rgba(37,55,70,.7); max-width: 84ch; }
@media (max-width: 1024px) { .f-bento__head, .f-bento__grid { grid-template-columns: minmax(0,1fr); } .f-bento__feature { min-height: 320px; } }
@media (max-width: 640px) {
	.f-bento__cells { grid-template-columns: minmax(0,1fr); }
	.f-bento__cell, .f-bento__cell:nth-child(odd) { border-right: 0; border-bottom: 1px solid #dfe8f2; }
	.f-bento__cell:last-child { border-bottom: 0; }
}

/* ---------- options zig-zag ---------- */
.f-zz-sec { position: relative; background: var(--sky); padding: clamp(49px, 6.12vw, 95px) 0; }
.f-zz-sec__title { max-width: 22ch; }
.f-zz-sec__text { line-height: 1.68; max-width: 66ch; }
.f-zz__list { margin-top: clamp(35.5px, 4.00vw, 65px); display: flex; flex-direction: column; gap: clamp(32px, 3.8vw, 64px); }
.f-zz { display: grid; grid-template-columns: minmax(0,.82fr) minmax(0,1fr); gap: clamp(23.5px, 3.4vw, 60px); align-items: center; }
.f-zz--flip { grid-template-columns: minmax(0,1fr) minmax(0,.82fr); }
.f-zz__media { position: relative; min-width: 0; border-radius: 22px; overflow: hidden; aspect-ratio: 3 / 2; background: var(--blue); order: 1; }
.f-zz--flip .f-zz__media { order: 2; }
.f-zz__media .f-cover { transition: transform 1.1s cubic-bezier(.22,1,.36,1); }
.f-zz:hover .f-zz__media .f-cover { transform: scale(1.04); }
.f-zz__badge { position: absolute; left: clamp(16px, 1.6vw, 24px); top: clamp(16px, 1.6vw, 24px); display: inline-flex; align-items: center; gap: 8px; padding: 8px 14px 8px 8px; border-radius: 999px; background: rgba(255,255,255,.92); font-family: var(--display); font-size: 13px; font-weight: 800; letter-spacing: .02em; color: var(--blue); }
.f-zz__badge span { width: 28px; height: 28px; border-radius: 50%; background: var(--blue); color: #fff; display: grid; place-items: center; font-size: 12px; }
.f-zz__copy { min-width: 0; order: 2; display: flex; flex-direction: column; align-items: flex-start; gap: clamp(16px, 1.6vw, 22px); padding: clamp(0px, 2vw, 32px) 0; }
.f-zz--flip .f-zz__copy { order: 1; }
.f-zz__copy h3 { font-family: var(--display); font-size: clamp(27px, 2.56vw, 41.5px); font-weight: 800; letter-spacing: -.035em; line-height: 1.02; color: var(--ink); }
.f-zz__copy p { font-size: clamp(14.5px, 1.10vw, 17.5px); line-height: 1.66; color: rgba(37,55,70,.74); max-width: 44ch; text-wrap: pretty; }
/* ≥1921px: image height reduced by 25% (3:2 → 2:1 at the same width) */
@media (min-width: 1921px) { .f-zz__media { aspect-ratio: 2 / 1; } }
.f-zz__cta { margin: clamp(23.5px, 2.66vw, 41.5px) auto 0; max-width: 1120px; background: var(--blue); border-radius: 20px; padding: clamp(28px, 2.8vw, 44px); display: grid; grid-template-columns: minmax(0,1fr) auto; gap: clamp(15px, 1.78vw, 29.5px); align-items: center; }
.f-zz__cta h3 { font-family: var(--display); font-size: clamp(19px, 1.55vw, 26px); font-weight: 800; letter-spacing: -.026em; line-height: 1.14; color: #fff; max-width: 22ch; }
.f-zz__cta p { margin-top: 10px; font-size: clamp(15px, 1.05vw, 17px); line-height: 1.6; color: rgba(255,255,255,.78); max-width: 52ch; }
@media (max-width: 820px) {
	.f-zz, .f-zz--flip { grid-template-columns: minmax(0,1fr); gap: 24px; }
	.f-zz .f-zz__media { order: 1; }
	.f-zz .f-zz__copy { order: 2; padding: 0; }
}
@media (max-width: 640px) { .f-zz__cta { grid-template-columns: minmax(0,1fr); } .f-zz__cta .f-btn { justify-content: space-between; } .f-btn--nowrap { white-space: normal; } }

/* ---------- contact enquiry ---------- */
.f-enq { position: relative; background: var(--paper); padding: clamp(43.5px, 5.44vw, 81.5px) 0; overflow: hidden; }
.f-enq__grid { display: grid; grid-template-columns: 32fr 68fr; gap: clamp(22px, 2.96vw, 53.5px); align-items: start; }
.f-enq__aside { min-width: 0; display: flex; flex-direction: column; align-items: flex-start; gap: clamp(18px, 2vw, 28px); position: sticky; top: clamp(100px, 9vw, 130px); }
.f-enq__title { max-width: 15ch; }
.f-enq__lines { display: flex; flex-direction: column; gap: 12px; }
.f-enq__lines a { font-family: var(--display); font-size: 16px; font-weight: 800; color: var(--blue); word-break: break-word; transition: color .25s; }
:where(body) .f-enq__lines a:hover { color: var(--ink); }
.f-enq__lines p { font-size: 15px; line-height: 1.6; color: rgba(37,55,70,.66); max-width: 26ch; }
.f-enq__steps { margin-top: clamp(8px, 1.2vw, 16px); width: 100%; display: flex; flex-direction: column; border-bottom: 1px solid #e3e9ee; }
.f-enq__steps-title { font-family: var(--display); font-size: clamp(15.5px, 1.20vw, 19.5px); font-weight: 800; letter-spacing: -.024em; color: var(--ink); margin-bottom: 6px; }
.f-enq__step { display: grid; grid-template-columns: auto minmax(0,1fr); gap: 14px; align-items: start; padding: 16px 0; border-top: 1px solid #e3e9ee; }
.f-enq__icon { background: var(--sky); width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; flex: none; color: var(--blue); transition: background-color .35s, color .35s; }
.f-enq__step:hover .f-enq__icon { background: var(--blue); color: #fff; }
.f-enq__kicker { font-family: var(--display); font-size: 11px; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--blue); opacity: .55; }
.f-enq__step h3 { margin-top: 5px; font-family: var(--display); font-size: 16.5px; font-weight: 800; letter-spacing: -.02em; line-height: 1.2; color: var(--ink); }
.f-enq__step p:not(.f-enq__kicker) { margin-top: 6px; font-size: 14px; line-height: 1.55; color: rgba(37,55,70,.66); max-width: 34ch; }
.f-enq__panel { min-width: 0; background: var(--sky); border: 1px solid var(--sky-2); border-radius: 22px; padding: clamp(24px, 2.8vw, 44px); }
@media (max-width: 1024px) { .f-enq__grid { grid-template-columns: minmax(0,1fr); gap: clamp(32px, 5vw, 48px); } .f-enq__aside { position: static; } }
@media (max-width: 760px) { .f-enq__lines a { padding: 10px 0; display: inline-block; } .f-enq__lines { gap: 0; } }

/* ---------- not sure (full-bleed background) ---------- */
.f-ns { position: relative; background: var(--blue); padding: clamp(56px, 7vw, 120px) 0; overflow: hidden; isolation: isolate; }
.f-ns__bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center; z-index: -2; display: block; transform: scale(1.04); }
.f-ns__wash { position: absolute; inset: 0; z-index: -1; background: linear-gradient(90deg, #00249C 0%, rgba(0,36,156,.94) 38%, rgba(0,36,156,.72) 62%, rgba(0,36,156,.35) 100%); }
.f-ns__copy { min-width: 0; max-width: 680px; display: flex; flex-direction: column; align-items: flex-start; gap: clamp(16px, 1.8vw, 26px); }
.f-ns__title { color: #fff; font-size: clamp(25px, 2.64vw, 40px); font-weight: 800; line-height: 1.05; letter-spacing: -.03em; max-width: 20ch; text-wrap: balance; }
.f-ns__text { font-size: clamp(15.5px, 1.15vw, 18.5px); line-height: 1.64; color: rgba(255,255,255,.8); max-width: 56ch; }
.f-ns__points { width: 100%; display: flex; flex-direction: column; gap: 10px; }
.f-ns__point { display: grid; grid-template-columns: auto minmax(0,1fr); align-items: center; gap: clamp(14px, 1.4vw, 20px); padding: clamp(16px, 1.6vw, 22px) clamp(18px, 1.8vw, 26px); background: rgba(255,255,255,.09); border: 1px solid rgba(255,255,255,.18); border-radius: 14px; -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px); transition: background-color .35s, border-color .35s, transform .45s cubic-bezier(.22,1,.36,1); }
.f-ns__point:hover { background: rgba(255,255,255,.14); border-color: rgba(255,255,255,.34); transform: translateX(4px); }
.f-ns__point span { font-family: var(--display); font-size: 13px; font-weight: 800; letter-spacing: .02em; color: rgba(255,255,255,.42); min-width: 2.4ch; }
.f-ns__point p { font-family: var(--display); font-size: clamp(15px, 1.1vw, 18px); font-weight: 800; letter-spacing: -.018em; line-height: 1.35; color: #fff; max-width: 38ch; }
.f-ns__btns { margin-top: clamp(4px, .8vw, 10px); display: flex; flex-wrap: wrap; gap: 12px; }
@media (max-width: 1024px) { .f-ns__wash { background: linear-gradient(180deg, rgba(0,36,156,.82) 0%, rgba(0,36,156,.9) 45%, #00249C 100%); } }
@media (max-width: 480px) { .f-ns__btns > a { flex: 1 1 100%; justify-content: space-between; } }

/* ---------- contact cards ---------- */
.f-ccards { position: relative; background: var(--paper); padding: clamp(43.5px, 5.44vw, 75px) 0; overflow: hidden; }
.f-ccards .f-svc__head { margin-bottom: clamp(32px, 3.6vw, 52px); }
.f-ccards__grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: clamp(14px, 1.5vw, 22px); }
.f-ccard { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: clamp(26px, 2.4vw, 38px); display: flex; flex-direction: column; gap: clamp(14px, 1.4vw, 20px); min-height: clamp(220px, 16vw, 270px); color: inherit; transition: border-color .4s, box-shadow .4s, transform .45s cubic-bezier(.22,1,.36,1); }
:where(body) .f-ccard--link, :where(body) .f-ccard--link:hover { color: inherit; }
.f-ccard--link:hover { border-color: rgba(0,36,156,.28); box-shadow: 0 26px 50px -30px rgba(37,55,70,.35); transform: translateY(-3px); }
.f-ccard__icon { background: var(--sky); width: 60px; height: 60px; border-radius: 50%; display: grid; place-items: center; flex: none; color: var(--blue); transition: background-color .4s, color .4s; }
.f-ccard--link:hover .f-ccard__icon { background: var(--blue); color: #fff; }
.f-ccard h3 { font-family: var(--display); font-size: clamp(18px, 1.38vw, 23px); font-weight: 800; letter-spacing: -.026em; line-height: 1.12; color: var(--ink); max-width: 16ch; }
.f-ccard p { font-size: clamp(14.5px, 1vw, 16px); line-height: 1.62; color: rgba(37,55,70,.68); max-width: 38ch; }
.f-ccard__value { margin-top: auto; font-family: var(--display); font-size: clamp(15px, 1.1vw, 17px); font-weight: 800; color: var(--blue); word-break: break-word; }
@media (max-width: 1180px) { .f-ccards__grid { grid-template-columns: repeat(2, minmax(0,1fr)); } }
@media (max-width: 760px) { .f-ccards__grid { grid-template-columns: minmax(0,1fr); } .f-ccard { min-height: 0; } }

/* ---------- content / prose ---------- */
.f-content { position: relative; padding: clamp(43.5px, 5.44vw, 81.5px) 0; }
.f-content--light { background: var(--paper); }
.f-content--white { background: #fff; }
.f-content--blue { background: var(--sky); }
.f-content__inner { max-width: 820px; display: flex; flex-direction: column; gap: clamp(18px, 2vw, 28px); }
.f-content__inner .f-h2c { max-width: 22ch; }
.f-prose { font-size: clamp(15.5px, 1.1vw, 17.5px); line-height: 1.72; color: rgba(37,55,70,.8); }
.f-prose > * + * { margin-top: 1em; }
.f-prose h2, .f-prose h3, .f-prose h4 { color: var(--ink); letter-spacing: -.02em; line-height: 1.2; margin-top: 1.6em; }
.f-prose h2 { font-size: clamp(22px, 1.8vw, 28px); }
.f-prose h3 { font-size: clamp(18px, 1.4vw, 22px); }
.f-prose ul { list-style: disc; padding-left: 1.3em; }
.f-prose ol { list-style: decimal; padding-left: 1.3em; }
.f-prose li + li { margin-top: .4em; }
.f-prose a { color: var(--blue); text-decoration: underline; text-underline-offset: 3px; }
.f-prose strong { color: var(--ink); }
.f-sec { position: relative; padding: clamp(43.5px, 5.44vw, 81.5px) 0; }
.f-sec--light { background: var(--paper); }
.f-list { display: flex; flex-direction: column; gap: 28px; }
.f-list__item h2 { font-size: clamp(20px, 1.6vw, 26px); letter-spacing: -.02em; }
.f-list__item p { margin-top: 8px; color: rgba(37,55,70,.7); }

/* ---------- case study single ---------- */
.f-case-hero { position: relative; background: var(--blue); overflow: hidden; isolation: isolate; padding: clamp(128px, 15vh, 160px) 0 clamp(48px, 6vw, 90px); }
.f-case-hero__art { position: absolute; z-index: 0; right: -6%; top: 50%; transform: translateY(-50%); height: 124%; width: auto; max-width: none; pointer-events: none; mix-blend-mode: lighten; -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 30%, #000 90%, transparent 100%), linear-gradient(180deg, transparent 0, #000 12%, #000 88%, transparent 100%); -webkit-mask-composite: source-in; mask-image: linear-gradient(90deg, transparent 0, #000 30%, #000 90%, transparent 100%), linear-gradient(180deg, transparent 0, #000 12%, #000 88%, transparent 100%); mask-composite: intersect; }
.f-case-hero__shade { position: absolute; inset: 0; z-index: 1; pointer-events: none; background: linear-gradient(90deg, #00249C 0%, #00249C 30%, rgba(0,36,156,.65) 52%, rgba(0,36,156,0) 76%); }
@media (max-width: 1024px) { .f-case-hero__art { right: -30%; height: 70%; top: auto; bottom: -4%; transform: none; opacity: .55; } .f-case-hero__shade { background: linear-gradient(180deg, #00249C 0%, rgba(0,36,156,.6) 55%, rgba(0,36,156,.2) 100%); } }
.f-case-hero__grid { position: relative; z-index: 2; display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: clamp(28px, 4vw, 72px); align-items: center; }
.f-case-hero__copy { min-width: 0; }
.f-case-hero__label { font-family: var(--display); font-size: 12px; font-weight: 700; letter-spacing: .14em; color: rgba(255,255,255,.7); text-transform: uppercase; }
.f-case-hero__title { margin-top: 14px; color: #fff; font-size: clamp(30.5px, 3.68vw, 59px); font-weight: 800; line-height: 1.02; letter-spacing: -.032em; }
.f-case-hero__lead { margin-top: clamp(18px, 2.2vw, 28px); color: rgba(255,255,255,.82); font-size: clamp(15.5px, 1.15vw, 18.5px); line-height: 1.6; max-width: 52ch; }
.f-case-hero__facts { margin-top: clamp(24px, 3vw, 38px); display: flex; flex-wrap: wrap; gap: 12px; }
.f-case-hero__facts > div { padding: 14px 20px; border-radius: 14px; background: rgba(255,255,255,.09); border: 1px solid rgba(255,255,255,.18); min-width: 150px; }
.f-case-hero__facts dt { font-family: var(--display); font-size: 11px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; color: rgba(255,255,255,.6); }
.f-case-hero__facts dd { margin-top: 6px; font-family: var(--display); font-size: clamp(18px, 1.5vw, 24px); font-weight: 800; letter-spacing: -.02em; color: #fff; }
.f-case-hero__facts dd a { color: #fff; border-bottom: 1px solid rgba(255,255,255,.4); }
:where(body) .f-case-hero__facts dd a:hover { color: #fff; border-bottom-color: #fff; }
.f-case-hero__media { min-width: 0; }
.f-case-hero__frame { position: relative; aspect-ratio: 4 / 3; border-radius: 22px; overflow: hidden; background: var(--sky-2); box-shadow: 0 40px 80px -46px rgba(0,10,50,.8); }
.f-case-hero__back { position: relative; z-index: 2; margin-top: clamp(28px, 3vw, 44px); }
.f-case-hero__back a { display: inline-flex; align-items: center; gap: 10px; font-family: var(--display); font-weight: 800; font-size: 15px; color: rgba(255,255,255,.85); }
:where(body) .f-case-hero__back a:hover { color: #fff; }
@media (max-width: 1024px) { .f-case-hero__grid { grid-template-columns: minmax(0,1fr); } }

/* ---------- 404 ---------- */
.f-404 { position: relative; min-height: 100svh; background: var(--blue); overflow: hidden; isolation: isolate; display: flex; align-items: center; padding: clamp(120px, 16vh, 170px) 0 clamp(60px, 8vh, 100px); color: #fff; }
.f-404__inner { position: relative; z-index: 2; text-align: center; display: flex; flex-direction: column; align-items: center; }
.f-404__kicker { font-family: var(--display); font-size: 12px; font-weight: 800; letter-spacing: .2em; text-transform: uppercase; color: rgba(255,255,255,.62); }
.f-404__title { margin-top: 16px; font-size: clamp(36px, 5vw, 84px); font-weight: 800; line-height: .98; letter-spacing: -.04em; color: #fff; max-width: 16ch; }
.f-404__text { margin-top: clamp(18px, 2vw, 26px); font-size: clamp(15.5px, 1.2vw, 19px); line-height: 1.6; color: rgba(255,255,255,.8); max-width: 50ch; }
.f-404__btns { margin-top: clamp(26px, 3vw, 40px); display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; }
.f-404__big { position: absolute; left: 50%; bottom: -6vw; transform: translateX(-50%); font-family: var(--display); font-weight: 900; font-size: clamp(160px, 34vw, 560px); line-height: .8; letter-spacing: -.06em; color: rgba(255,255,255,.05); z-index: 0; pointer-events: none; user-select: none; white-space: nowrap; }

/* ---------- breakpoints: header ---------- */
@media (max-width: 1024px) {
	.f-nav { display: none; }
	.f-burger { display: flex; }
	.f-rail { display: none; }
}
@media (max-width: 760px) {
	.f-hdr__inner { padding-left: 18px; padding-right: 18px; }
	.f-hdr__cta-label { font-size: 14px; }
	.f-hdr__cta { padding: 9px 9px 9px 16px; min-height: 44px; }
	.f-link { padding-top: 8px; padding-bottom: 8px; }
	.f-main > section:not(.f-hero):not(.f-phead):not(.f-case-hero) { padding-top: clamp(54px, 10vw, 74px); padding-bottom: clamp(54px, 10vw, 74px); }
}
@media (max-width: 560px) {
	.f-hdr__cta-label, .f-hdr__cta-dot { display: none; }
	.f-hdr__cta-mail { display: grid; }
	.f-hdr__cta { padding: 0; width: 48px; min-height: 48px; justify-content: center; }
	.f-hdr__inner { gap: 12px; }
}

/* ---------- motion helpers ---------- */
/* Base state is always visible; JS animates in on top (and only when it runs). */
.js [data-rv], .js [data-rv-item] { will-change: transform, opacity; }

/* ---------- hover micro-interactions (ported from the prototype's GSAP handlers) ---------- */
.f-btn__label, .f-btn__dot, .f-btn__dot svg, .f-link__arrow, .f-hdr__cta-dot, .f-hdr__cta-label { transition: transform .42s cubic-bezier(.215,.61,.355,1), color .3s, background-color .3s, border-color .3s; }
.f-btn__fill { transition: transform .45s cubic-bezier(.645,.045,.355,1); }
.f-btn:hover .f-btn__fill, .f-btn:focus-visible .f-btn__fill { transform: translateY(0); transition: transform .5s cubic-bezier(.215,.61,.355,1); }
.f-btn:hover .f-btn__label, .f-btn:focus-visible .f-btn__label, .f-hdr__cta:hover .f-hdr__cta-label { transform: translateX(2px); }
.f-btn:hover .f-btn__dot, .f-btn:focus-visible .f-btn__dot, .f-hdr__cta:hover .f-hdr__cta-dot { transform: translateX(5px) scale(1.12); }
.f-btn:hover .f-btn__dot svg { transform: translateX(1px); }
.f-btn--ghost-dot:hover .f-btn__label { color: var(--blue); }
.f-btn--ghost-dot:hover .f-btn__dot { border-color: rgba(0,36,156,.4); color: var(--blue); }
[data-btn="link"]:hover .f-link__arrow, [data-btn="link"]:focus-visible .f-link__arrow, .f-link:hover .f-link__arrow { transform: translateX(5px); }
.f-btn--white:hover .f-btn__label, .f-btn--white:focus-visible .f-btn__label { color: var(--blue); }

/* service cards */
.f-svc-card { transition: border-color .4s, box-shadow .4s; }
.f-svc-card:hover { border-color: rgba(0,36,156,.28); box-shadow: 0 26px 50px -30px rgba(37,55,70,.35); }
.f-svc-card:hover .f-link__arrow { transform: translateX(5px); }
.f-svc-cta .f-svc-cta__emblem { transition: transform 1.2s cubic-bezier(.22,1,.36,1); }
.f-svc-cta:hover .f-svc-cta__emblem { transform: rotate(-4deg) scale(1.04); }
.f-cs-card:hover .f-link__arrow { transform: translateX(5px); }

/* Contact Form 7 utilities (its own stylesheet is not loaded) */
.wpcf7 .hidden-fields-container { display: none; border: 0; margin: 0; padding: 0; }
.wpcf7 .screen-reader-response { position: absolute; overflow: hidden; clip: rect(1px, 1px, 1px, 1px); clip-path: inset(50%); height: 1px; width: 1px; margin: -1px; padding: 0; border: 0; word-wrap: normal !important; }
.wpcf7 form .wpcf7-response-output:empty, .wpcf7 form.init .wpcf7-response-output, .wpcf7 form.resetting .wpcf7-response-output, .wpcf7 form.submitting .wpcf7-response-output { display: none; }
.wpcf7-form-control-wrap { position: relative; }

/* 404 extras */
.f-404 .f-container { width: 100%; }
@media (min-width: 1025px) { .f-rail-nav--few, .f-rail-progress--few { visibility: hidden; } }
.f-fnd.is-static [data-fnd-anim] { animation: none; }

/* ==========================================================================
   Service page layouts (built from the content brief, in the design's language)
   ========================================================================== */

/* intro-ledger variants */
.f-ledger--white { background: #fff; }
.f-ledger--blue { background: var(--sky); }
.f-ledger__side .f-ledger__body + .f-ledger__body { margin-top: 0; }
.f-ledger__grid--4 { grid-template-columns: repeat(4, minmax(0,1fr)); }
.f-ledger__closing { margin-top: clamp(32px, 3.6vw, 52px); padding-top: clamp(22px, 2.2vw, 30px); border-top: 1px solid rgba(0,36,156,.16); font-family: var(--display); font-size: clamp(18px, 1.5vw, 24px); font-weight: 800; letter-spacing: -.022em; line-height: 1.3; color: var(--blue); max-width: 46ch; }
@media (max-width: 1180px) { .f-ledger__grid--4 { grid-template-columns: repeat(2, minmax(0,1fr)); } }
@media (max-width: 640px) { .f-ledger__grid.f-ledger__grid--4 { grid-template-columns: repeat(2, minmax(0,1fr)); row-gap: 28px; } }
@media (max-width: 480px) { .f-ledger__grid.f-ledger__grid--4 { grid-template-columns: minmax(0,1fr); } }

/* CTA note */
.f-cta__note { margin-top: 14px; font-size: 13.5px; line-height: 1.5; color: rgba(255,255,255,.66); max-width: 46ch; }

/* key facts */
.f-facts { position: relative; z-index: 7; background: var(--paper); padding: clamp(34px, 3.6vw, 56px) 0 0; }
.f-facts--overlap { padding-top: 0; }
.f-facts__card { position: relative; background: #fff; border-radius: 20px; box-shadow: 0 36px 70px -38px rgba(0,21,81,.5); border: 1px solid #e6eff9; padding: clamp(24px, 2.4vw, 34px) clamp(22px, 2.6vw, 40px); overflow: hidden; }
.f-facts--overlap .f-facts__card { margin-top: -56px; }
.f-facts__row { position: relative; display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 0; margin: 0; }
.f-facts__row--3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
.f-facts__row--2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.f-facts__item { padding: 4px clamp(16px, 1.8vw, 28px); border-left: 1px solid var(--sky); min-width: 0; }
.f-facts__item:first-child { padding-left: 0; border-left: 0; }
.f-facts__item dt { font-family: var(--display); font-size: 11px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; color: var(--blue); }
.f-facts__item dd { margin-top: 10px; font-family: var(--display); font-size: clamp(15.5px, 1.18vw, 18.5px); font-weight: 800; letter-spacing: -.018em; line-height: 1.3; color: var(--ink); }
@media (max-width: 1024px) {
	.f-facts__row, .f-facts__row--3 { grid-template-columns: repeat(2, minmax(0,1fr)); row-gap: 22px; }
	.f-facts__item:nth-child(3) { padding-left: 0; border-left: 0; }
}
@media (max-width: 560px) {
	.f-facts__row, .f-facts__row--3, .f-facts__row--2 { grid-template-columns: minmax(0,1fr); }
	.f-facts__item { padding: 16px 0 0; border-left: 0; border-top: 1px solid var(--sky); }
	.f-facts__item:first-child { padding-top: 0; border-top: 0; }
}

/* card grid */
.f-cgrid { position: relative; padding: clamp(49px, 6.12vw, 95px) 0; }
.f-cgrid--light { background: var(--paper); }
.f-cgrid--blue { background: var(--sky); }
.f-cgrid--white { background: #fff; }
.f-cgrid__head { margin-bottom: clamp(32px, 3.6vw, 52px); }
.f-cgrid__head.f-center-head .f-cgrid__title { max-width: 22ch; }
.f-cgrid__title { max-width: 20ch; }
.f-cgrid__grid { display: grid; gap: clamp(14px, 1.5vw, 22px); }
.f-cgrid__grid--2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.f-cgrid__grid--3 { grid-template-columns: repeat(3, minmax(0,1fr)); }
.f-cgrid__grid--4 { grid-template-columns: repeat(4, minmax(0,1fr)); }
.f-cgrid__card { min-height: 0; transition: border-color .4s, box-shadow .4s, transform .45s cubic-bezier(.22,1,.36,1); }
.f-cgrid__card:hover { border-color: rgba(0,36,156,.28); box-shadow: 0 26px 50px -30px rgba(37,55,70,.35); transform: translateY(-3px); }
.f-cgrid__card:hover .f-ccard__icon { background: var(--blue); color: #fff; }
.f-cgrid--white .f-cgrid__card { background: var(--paper); }
.f-cgrid__top { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.f-cgrid__num { font-family: var(--display); font-size: clamp(22px, 1.9vw, 30px); font-weight: 800; letter-spacing: -.03em; line-height: 1; color: var(--blue); opacity: .34; transition: opacity .4s; }
.f-cgrid__card:hover .f-cgrid__num { opacity: 1; }
.f-cgrid__card h3 { max-width: 20ch; }
.f-cgrid__card p { max-width: 46ch; }
.f-cgrid__card p + p { margin-top: -6px; }
.f-cgrid__foot { margin-top: clamp(24px, 2.6vw, 36px); display: flex; flex-wrap: wrap; align-items: center; gap: 10px 24px; }
.f-cgrid__foot p { font-size: clamp(15px, 1.08vw, 17px); line-height: 1.6; color: rgba(37,55,70,.74); max-width: 70ch; }
@media (max-width: 1180px) { .f-cgrid__grid--4, .f-cgrid__grid--3 { grid-template-columns: repeat(2, minmax(0,1fr)); } }
@media (max-width: 760px) { .f-cgrid__grid--2 { grid-template-columns: minmax(0,1fr); } }
@media (max-width: 560px) { .f-cgrid__grid--3, .f-cgrid__grid--4 { grid-template-columns: minmax(0,1fr); } }

/* tick list (shared) */
.f-ticks { display: flex; flex-direction: column; gap: 10px; }
.f-ticks li { position: relative; padding-left: 30px; }
.f-ticks li::before { content: ""; position: absolute; left: 0; top: .2em; width: 18px; height: 18px; border-radius: 50%; background: var(--blue) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='10' height='10' viewBox='0 0 12 12'><path d='M2.2 6.3 4.8 8.8 9.8 3.4' fill='none' stroke='white' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/></svg>") center / 10px no-repeat; }

/* checklist */
.f-check { position: relative; padding: clamp(49px, 6.12vw, 95px) 0; }
.f-check--light { background: var(--paper); }
.f-check--blue { background: var(--sky); }
.f-check--white { background: #fff; }
.f-check__grid { display: grid; grid-template-columns: 5fr 7fr; gap: clamp(26.5px, 4vw, 81.5px); align-items: start; }
.f-check__aside { min-width: 0; display: flex; flex-direction: column; gap: clamp(16px, 1.8vw, 24px); position: sticky; top: clamp(100px, 9vw, 130px); }
.f-check__aside .f-h2b { max-width: 16ch; }
.f-check__list { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 12px; }
.f-check__list li { display: flex; align-items: flex-start; gap: 14px; padding: 18px 20px; background: #fff; border: 1px solid var(--line); border-radius: 16px; font-family: var(--display); font-size: clamp(15px, 1.08vw, 17px); font-weight: 700; letter-spacing: -.012em; line-height: 1.35; color: var(--ink); transition: border-color .35s, box-shadow .35s, transform .45s cubic-bezier(.22,1,.36,1); }
.f-check--white .f-check__list li { background: var(--paper); }
.f-check__list li:hover { border-color: rgba(0,36,156,.28); box-shadow: 0 18px 36px -26px rgba(37,55,70,.4); transform: translateY(-2px); }
.f-check__tick { flex: none; width: 26px; height: 26px; border-radius: 50%; background: var(--sky); color: var(--blue); display: grid; place-items: center; transition: background-color .35s, color .35s; }
.f-check__list li:hover .f-check__tick { background: var(--blue); color: #fff; }
.f-check__foot { margin-top: clamp(20px, 2vw, 28px); padding: clamp(18px, 1.8vw, 24px) clamp(20px, 2vw, 28px); border-radius: 16px; background: #eef4fa; font-size: clamp(15px, 1.08vw, 17px); line-height: 1.62; color: rgba(37,55,70,.8); }
.f-check--blue .f-check__foot { background: rgba(255,255,255,.6); }
@media (max-width: 1024px) { .f-check__grid { grid-template-columns: minmax(0,1fr); } .f-check__aside { position: static; } }
@media (max-width: 640px) { .f-check__list { grid-template-columns: minmax(0,1fr); } }

/* comparison */
.f-cmp { position: relative; padding: clamp(49px, 6.12vw, 95px) 0; }
.f-cmp--light { background: var(--paper); }
.f-cmp--blue { background: var(--sky); }
.f-cmp--white { background: #fff; }
.f-cmp .f-center-head { margin-bottom: clamp(32px, 3.6vw, 52px); }
.f-cmp__title { max-width: 22ch; }
.f-cmp__grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: clamp(14px, 1.5vw, 22px); max-width: 1120px; margin: 0 auto; }
.f-cmp__col { position: relative; overflow: hidden; border-radius: 24px; padding: clamp(28px, 3vw, 48px); background: #fff; border: 1px solid var(--line); display: flex; flex-direction: column; gap: clamp(14px, 1.4vw, 20px); }
.f-cmp__col--right { background: var(--blue); border-color: var(--blue); color: #fff; }
.f-cmp__emblem { position: absolute; right: -22%; bottom: -30%; width: 70%; height: auto; color: rgba(255,255,255,.1); pointer-events: none; }
.f-cmp__col h3 { position: relative; font-family: var(--display); font-size: clamp(22px, 1.9vw, 30px); font-weight: 800; letter-spacing: -.03em; line-height: 1.08; color: var(--ink); }
.f-cmp__col--right h3 { color: #fff; }
.f-cmp__body { position: relative; display: flex; flex-direction: column; gap: 14px; font-size: clamp(15px, 1.08vw, 17px); line-height: 1.64; color: rgba(37,55,70,.76); }
.f-cmp__col--right .f-cmp__body { color: rgba(255,255,255,.86); }
.f-cmp__col--right .f-ticks li::before { background-color: #fff; background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='10' height='10' viewBox='0 0 12 12'><path d='M2.2 6.3 4.8 8.8 9.8 3.4' fill='none' stroke='%2300249C' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/></svg>"); }
.f-cmp__foot { margin: clamp(24px, 2.6vw, 36px) auto 0; max-width: 72ch; text-align: center; font-size: clamp(15px, 1.08vw, 17px); line-height: 1.62; color: rgba(37,55,70,.76); }
@media (max-width: 820px) { .f-cmp__grid { grid-template-columns: minmax(0,1fr); } }

/* call-out band */
.f-callout { position: relative; padding: clamp(43.5px, 5.44vw, 81.5px) 0; }
.f-callout--light { background: var(--paper); }
.f-callout--blue { background: var(--sky); }
.f-callout--white { background: #fff; }
.f-callout__box { position: relative; overflow: hidden; max-width: 1120px; margin: 0 auto; background: var(--blue); border-radius: 24px; padding: clamp(30px, 3.4vw, 56px); display: grid; grid-template-columns: minmax(0,1fr) auto; gap: clamp(18px, 2.4vw, 40px); align-items: center; box-shadow: 0 40px 80px -50px rgba(0,21,81,.7); }
.f-callout__emblem { position: absolute; right: -6%; top: -60%; width: min(60%, 520px); height: auto; color: rgba(255,255,255,.14); pointer-events: none; }
.f-callout__copy { position: relative; min-width: 0; }
.f-callout__title { font-family: var(--display); font-size: clamp(22px, 2.1vw, 34px); font-weight: 800; letter-spacing: -.03em; line-height: 1.08; color: #fff; max-width: 22ch; }
.f-callout__text { margin-top: 12px; font-size: clamp(15px, 1.08vw, 17px); line-height: 1.62; color: rgba(255,255,255,.82); max-width: 60ch; }
.f-callout__box .f-btn { position: relative; }
@media (max-width: 760px) { .f-callout__box { grid-template-columns: minmax(0,1fr); } .f-callout__box .f-btn { justify-content: space-between; white-space: normal; } }

/* ---------- comfortable tap targets on touch widths ---------- */
@media (max-width: 760px) {
	.f-reviews__name, .f-foot__compl, .f-case-hero__back a { display: inline-flex; align-items: center; min-height: 44px; }
	.f-glance .f-link { min-height: 44px; }
	.f-case-hero__facts dd a { display: inline-block; padding: 10px 0; margin: -10px 0; border-bottom: 0; text-decoration: underline; text-underline-offset: 4px; text-decoration-color: rgba(255,255,255,.4); }
	.f-case-hero__facts { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 10px; }
	.f-case-hero__facts > div { min-width: 0; padding: 14px 16px; }
	.f-foot__compl { padding: 0; border-bottom: 0; text-decoration: underline; text-underline-offset: 3px; text-decoration-color: rgba(255,255,255,.3); }
}
/* very narrow phones: one stat per row so labels don't break word-by-word */
@media (max-width: 374px) {
	.f-stats__row { grid-template-columns: minmax(0,1fr); row-gap: 18px; }
	.f-stat, .f-stat:first-child, .f-stat:nth-child(3) { padding: 0; border-left: 0; }
	.f-stat p br { display: none; }
}

/* ==========================================================================
   Infographic kit — the "What is…" HTML box (data-viz="asset|equipment|loan|invoice|mca").
   Base state = final frame (no-JS, reduced motion, QA); JS rewinds and loops on view.
   ========================================================================== */
.f-what__grid--solo { grid-template-columns: minmax(0,1fr); }
.f-what__grid--solo .f-what__copy { max-width: 820px; }
.f-viz-row { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; }
.f-viz-tag { font-family: var(--display); font-size: 12px; font-weight: 800; letter-spacing: .04em; color: rgba(37,55,70,.55); font-variant-numeric: tabular-nums; white-space: nowrap; }
.f-viz-tag--blue { color: var(--blue); }
.f-viz-legend { margin-top: 10px; display: flex; flex-wrap: wrap; gap: 6px 16px; font-size: clamp(12px, .88vw, 13.5px); line-height: 1.4; color: rgba(37,55,70,.62); }
.f-viz-legend span { display: inline-flex; align-items: center; gap: 7px; }
.f-viz-legend span::before { content: ""; width: 10px; height: 10px; border-radius: 3px; background: var(--blue); flex: none; }
.f-viz-legend .is-light::before { background: var(--sky-2); }
.f-viz-legend .is-grey::before { background: #c9d1d9; }
.f-viz-legend .is-fixed::before { height: 0; border-top: 2px dashed var(--ink); border-radius: 0; background: none; }
.f-viz-legend .is-t1::before { background: var(--blue); }
.f-viz-legend .is-t2::before { background: #3a5fd0; }
.f-viz-legend .is-t3::before { background: #7f9be3; }
.f-viz-legend .is-t4::before { background: #b8c9f1; }

/* equipment: supplier quotes → one facility */
.f-viz-quotes { margin-top: clamp(12px, 1.2vw, 16px); display: flex; flex-direction: column; gap: 8px; }
.f-viz-quotes li { display: grid; grid-template-columns: auto minmax(0,1fr) auto; align-items: center; gap: 10px; padding: 10px 12px; border-radius: 10px; background: #f3f7fb; border: 1px solid #e3ecf6; font-size: clamp(13px, .95vw, 14.5px); }
.f-viz-quotes li > span:nth-child(2) { font-family: var(--display); font-weight: 800; letter-spacing: -.01em; color: var(--ink); min-width: 0; }
.f-viz-quotes li > span:last-child { font-size: 12px; color: rgba(37,55,70,.55); white-space: nowrap; }
.f-viz-quotes .f-viz-check { width: 20px; height: 20px; border-radius: 50%; display: grid; place-items: center; background: var(--blue); color: #fff; transition: background-color .3s, color .3s; }
.f-viz-quotes li:not(.is-on) .f-viz-check { background: #fff; color: transparent; box-shadow: inset 0 0 0 1.5px rgba(0,36,156,.25); }
.f-viz-badge { display: inline-flex; align-items: center; gap: 6px; padding: 5px 10px; border-radius: 999px; background: var(--blue); color: #fff; font-family: var(--display); font-size: 11.5px; font-weight: 800; letter-spacing: .02em; white-space: nowrap; }

/* loan: lump sum → uses → equal repayments */
.f-viz-split { margin-top: clamp(13px, 1.3vw, 17px); display: flex; gap: 3px; height: 26px; border-radius: 7px; overflow: hidden; }
.f-viz-split span { flex: var(--g, 1) 1 0%; min-width: 0; height: 100%; transform-origin: left center; }
.f-viz-split span:nth-child(1) { background: var(--blue); border-radius: 7px 0 0 7px; }
.f-viz-split span:nth-child(2) { background: #3a5fd0; }
.f-viz-split span:nth-child(3) { background: #7f9be3; }
.f-viz-split span:nth-child(4) { background: #b8c9f1; border-radius: 0 7px 7px 0; }
.f-viz-bars { margin-top: clamp(13px, 1.3vw, 17px); height: 46px; display: flex; align-items: flex-end; gap: 5px; }
.f-viz-bars span { flex: 1; min-width: 0; height: 70%; border-radius: 4px 4px 2px 2px; background: var(--blue); transform-origin: bottom; }
.f-viz-amount { font-family: var(--display); font-size: clamp(22px, 1.9vw, 30px); font-weight: 800; letter-spacing: -.03em; line-height: 1; color: var(--blue); font-variant-numeric: tabular-nums; }

/* invoice: waiting vs released early */
.f-viz__bar .f-viz-fill { position: absolute; top: 0; bottom: 0; left: 0; width: 100%; border-radius: 7px; background: var(--blue); transform-origin: left center; }
.f-viz__bar .f-viz-fill--grey { background: #c9d1d9; }
.f-viz-pair { position: absolute; inset: 0; display: flex; gap: 3px; }
.f-viz-pair span { position: relative; height: 100%; flex: var(--g, 1) 1 0%; min-width: 0; background: var(--blue); transform-origin: left center; }
.f-viz-pair span:first-child { border-radius: 7px 0 0 7px; }
.f-viz-pair span:last-child { background: var(--sky-2); border-radius: 0 7px 7px 0; }

/* mca: weekly card takings, % repaid, fixed line */
.f-viz-weeks { position: relative; margin-top: clamp(13px, 1.3vw, 17px); height: clamp(120px, 11vw, 150px); display: flex; align-items: flex-end; gap: clamp(6px, .7vw, 10px); padding-bottom: 1px; border-bottom: 1px solid #dfe6ee; }
.f-viz-week { position: relative; flex: 1; min-width: 0; height: var(--h); border-radius: 5px 5px 2px 2px; background: var(--sky-2); transform-origin: bottom; overflow: hidden; }
.f-viz-week i { position: absolute; left: 0; right: 0; bottom: 0; height: 24%; background: var(--blue); transform-origin: bottom; }
.f-viz-image { margin: 0; border-radius: 24px; overflow: hidden; background: var(--sky-2); }
.f-viz-image__img { display: block; width: 100%; height: auto; }
.f-viz-image figcaption { padding: 14px 18px; font-size: 14px; line-height: 1.5; color: rgba(37,55,70,.7); background: #fff; }
.f-viz-fixedline { position: absolute; left: 0; right: 0; bottom: var(--y, 22%); border-top: 2px dashed var(--ink); opacity: .75; transform-origin: left center; pointer-events: none; }
.f-viz-weekdays { display: flex; gap: clamp(6px, .7vw, 10px); margin-top: 6px; }
.f-viz-weekdays span { flex: 1; text-align: center; font-size: 11px; font-weight: 700; color: rgba(37,55,70,.45); font-family: var(--display); }

@media (max-width: 420px) {
	.f-viz-quotes li { grid-template-columns: auto minmax(0,1fr); }
	.f-viz-quotes li > span:last-child { grid-column: 2; margin-top: -6px; }
	.f-viz-row { flex-wrap: wrap; }
}
.f-what__media { min-width: 0; }
.f-what__media > .f-viz { height: 100%; }
@media (max-width: 1024px) { .f-what__media { order: 2; } }

/* reveal hand-off: no CSS transitions while GSAP is moving an element in */
.f-anim { transition: none !important; }
/* drifting (parallax) cards keep their transform under GSAP — no hover lift transition */
[data-par] { transition-property: border-color, box-shadow, background-color !important; }

/* ---------- photo-less fallbacks (zig-zag + uses list) ---------- */
.f-zz__graphic, .f-uses__graphic { position: absolute; inset: 0; overflow: hidden; background-color: var(--blue); background-image: radial-gradient(110% 90% at 80% 0%, rgba(255,255,255,.14) 0%, rgba(0,36,156,0) 55%), linear-gradient(rgba(255,255,255,.07) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.07) 1px, transparent 1px); background-size: auto, 30px 30px, 30px 30px; background-position: 0 0, -1px -1px, -1px -1px; color: #fff; }
.f-zz__graphic-emblem, .f-uses__graphic-emblem { position: absolute; right: -14%; bottom: -34%; width: 70%; height: auto; color: rgba(255,255,255,.12); transition: transform 1.2s cubic-bezier(.22,1,.36,1); }
.f-zz:hover .f-zz__graphic-emblem { transform: rotate(-4deg) scale(1.04); }
.f-zz__graphic-num { position: absolute; left: clamp(18px, 2vw, 30px); bottom: clamp(8px, 1vw, 16px); font-family: var(--display); font-size: clamp(72px, 8vw, 128px); font-weight: 900; letter-spacing: -.05em; line-height: 1; color: rgba(255,255,255,.14); }
.f-zz__graphic-medal { position: absolute; left: 50%; top: 50%; width: clamp(88px, 8vw, 116px); aspect-ratio: 1; transform: translate(-50%, -50%); display: grid; place-items: center; }
.f-zz__graphic-icon { position: relative; z-index: 2; width: 100%; height: 100%; border-radius: 50%; background: #fff; color: var(--blue); display: grid; place-items: center; box-shadow: 0 22px 44px -18px rgba(0,0,0,.5); transition: transform .6s cubic-bezier(.22,1,.36,1); }
.f-zz:hover .f-zz__graphic-icon { transform: scale(1.06); }
.f-zz__graphic-ring { position: absolute; inset: -18px; border-radius: 50%; border: 1px solid rgba(255,255,255,.22); }
.f-zz__graphic-ring--2 { inset: -40px; border-color: rgba(255,255,255,.1); }
.f-uses__graphic { display: flex; flex-direction: column; justify-content: flex-end; padding: clamp(22px, 2.6vw, 36px); }
.f-uses__graphic-num { position: absolute; left: clamp(22px, 2.6vw, 36px); top: clamp(14px, 1.6vw, 24px); font-family: var(--display); font-size: clamp(64px, 6.4vw, 104px); font-weight: 900; letter-spacing: -.05em; line-height: 1; color: rgba(255,255,255,.16); }
.f-uses__graphic-title { position: relative; z-index: 2; font-family: var(--display); font-size: clamp(22px, 2.1vw, 32px); font-weight: 800; letter-spacing: -.03em; line-height: 1.08; color: #fff; max-width: 14ch; }

/* glance: word headings (e.g. "Best for") with a sentence beneath */
.f-glance__stat--word { gap: 10px; }
.f-glance__stat--word .f-glance__val { font-size: clamp(20px, 1.6vw, 26px); letter-spacing: -.025em; }
.f-glance__stat--word .f-glance__label { font-size: clamp(14px, 1vw, 15.5px); font-weight: 600; line-height: 1.5; color: rgba(37,55,70,.72); }
@media (max-width: 760px) { .f-glance__stat--long .f-glance__val { font-size: clamp(23px, 7.2vw, 38px); } }
@media (max-width: 760px) { .f-glance__stat--word { min-height: 0 !important; } .f-glance__stat--word .f-glance__val { font-size: 21px !important; } }

/* ==========================================================================
   Client feedback — 20 Oct 2026: tighter sizing & spacing on laptop screens
   ========================================================================== */
/* header */
.f-hdr__inner { padding-top: clamp(10px, 0.9vw, 16px); padding-bottom: clamp(10px, 0.9vw, 16px); }
.f-hdr__logo img { width: clamp(150px, 11vw, 190px); }
@media (min-width: 1025px) {
  /* stats bar: even spacing */
  .f-stats__card { padding-top: clamp(18px, 1.6vw, 26px); padding-bottom: clamp(18px, 1.6vw, 26px); }
  .f-stat, .f-stat:first-child { justify-content: center; padding: 0 clamp(12px, 1.4vw, 24px); }
  /* why foundry exists */
  .f-why { padding: clamp(48px, 4.5vw, 72px) 0 clamp(44px, 4.5vw, 80px); }
  .f-hub { margin-top: clamp(24px, 2.6vw, 48px); grid-template-columns: minmax(0,1fr) minmax(clamp(190px, 15vw, 270px), auto) minmax(0,1fr); }
  .f-hub__core { max-width: clamp(190px, 15vw, 270px); }
  .f-hub__col { gap: clamp(6px, 0.8vw, 16px); }
  .f-spoke { padding: clamp(8px, 0.9vw, 16px) clamp(12px, 1.2vw, 18px); }
  .f-spoke__chip { width: 52px; height: 52px; }
  /* service cards */
  .f-svc { padding: clamp(44px, 4.6vw, 80px) 0; }
  .f-svc__head { margin-bottom: clamp(26px, 2.8vw, 48px); }
  .f-svc-card { min-height: 0; padding: clamp(20px, 1.8vw, 30px); gap: clamp(14px, 1.3vw, 22px); }
  .f-svc-card__icon { width: 50px; height: 50px; }
  .f-svc-card h3 { font-size: clamp(20px, 1.6vw, 27px); min-height: 0; }
  .f-svc-card__body p { font-size: 15px; line-height: 1.55; }
  .f-svc-card h3 { max-width: 22ch; }
  .f-svc-cta { min-height: 0; padding: clamp(20px, 1.8vw, 30px); gap: 18px; }
  .f-svc-cta__text { font-size: clamp(19px, 1.5vw, 25px); }
  /* case studies: keep the rail inside the page frame */
  .f-cs { padding: clamp(56px, 6vw, 100px) 0 clamp(48px, 5vw, 80px); }
  .f-cs .f-rail-viewport { container-type: inline-size; margin-left: var(--rail-pad); margin-right: var(--rail-pad); scroll-padding-left: 0; }
  .f-cs .f-rail-track { padding-left: 0; padding-right: 0; gap: 24px; }
  .f-cs .f-cs-card { width: calc((100cqw - 72px) / 4); flex: 0 0 auto; }
  .f-cs-card__body { padding: clamp(18px, 1.6vw, 26px); }
  .f-cs-card__amount { font-size: clamp(24px, 1.9vw, 30px); }
}

@media (min-width: 1025px) {
  /* about: meet the founder */
  .f-founder { padding: clamp(48px, 5vw, 84px) 0; }
  .f-founder__grid { grid-template-columns: 4fr 7fr; gap: clamp(32px, 4vw, 72px); }
  .f-founder__media { max-width: 400px; }
  .f-founder__quote { font-size: clamp(18px, 1.55vw, 26px); max-width: 34ch; }
  .f-founder__qmark { font-size: clamp(64px, 5.4vw, 96px); }
}

@media (min-width: 1025px) {
  /* about: foundations stack — one-line descriptions, even spacing */
  .f-fnd-sec__grid { grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); }
  .f-fnd__level[style*="68%"] { width: 86% !important; }
  .f-fnd__level[style*="84%"] { width: 93% !important; }
  .f-fnd__level { min-height: 0; padding: clamp(10px, 1vw, 14px) clamp(14px, 1.4vw, 20px); }
  .f-fnd__desc { white-space: nowrap; font-size: clamp(12px, 0.86vw, 13.5px); }
}

@media (min-width: 1025px) {
  /* services: our process — smaller, closer to heading, centred under it */
  .f-proc { padding: clamp(44px, 4.6vw, 76px) 0; }
  .f-proc .f-center-head { margin-bottom: clamp(16px, 1.6vw, 28px); }
  .f-proc__list { max-width: 860px; padding-right: clamp(60px, 6vw, 110px); }
  .f-proc__step { padding: clamp(16px, 1.5vw, 24px) 0; }
  .f-proc__num { font-size: clamp(22px, 1.8vw, 30px); }
  .f-proc__body h3 { font-size: clamp(17px, 1.3vw, 22px); }
  .f-proc__body p { margin-top: 8px; font-size: clamp(15px, 1vw, 16.5px); line-height: 1.6; }
  .f-proc__cta { margin-top: clamp(20px, 2vw, 36px); }
}

@media (min-width: 1025px) {
  /* service pages: "Which … solution is right for you?" — 2x2 grid instead of a long zig-zag */
  .f-zz-sec { padding: clamp(44px, 4.6vw, 76px) 0; }
  .f-zz__list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); max-width: 1120px; margin-left: auto; margin-right: auto; margin-top: clamp(24px, 2.4vw, 40px); gap: clamp(20px, 2vw, 32px); }
  .f-zz, .f-zz--flip { grid-template-columns: minmax(0, 1fr); gap: clamp(14px, 1.3vw, 20px); align-content: start; }
  .f-zz .f-zz__media, .f-zz--flip .f-zz__media { order: 1; aspect-ratio: 2.4 / 1; }
  .f-zz .f-zz__copy, .f-zz--flip .f-zz__copy { order: 2; padding: 0 4px; gap: 10px; }
  .f-zz__copy h3 { font-size: clamp(21px, 1.6vw, 27px); }
  .f-zz__copy p { font-size: clamp(14.5px, 1vw, 16.5px); line-height: 1.6; max-width: 52ch; }
}

@media (min-width: 1025px) {
  /* loans: secured or unsecured — smaller */
  .f-cmp { padding: clamp(44px, 4.6vw, 76px) 0; }
  .f-cmp .f-center-head { margin-bottom: clamp(22px, 2.4vw, 40px); }
  .f-cmp__grid { max-width: 1040px; }
  .f-cmp__col { padding: clamp(20px, 2vw, 34px); gap: 12px; }
  .f-cmp__col h3 { font-size: clamp(20px, 1.5vw, 25px); }
  .f-cmp__body { gap: 10px; font-size: clamp(14.5px, 0.98vw, 16px); line-height: 1.58; }
  .f-cmp__foot { margin-top: clamp(16px, 1.6vw, 26px); }
  /* "Why choose Foundry …" ledger — more compact (loans, other services, about) */
  .f-ledger { padding: clamp(44px, 4.6vw, 76px) 0; }
  .f-ledger__title { font-size: clamp(28px, 2.6vw, 46px); }
  .f-ledger__lead { font-size: clamp(16px, 1.15vw, 19px); }
  .f-ledger__side { gap: 12px; }
  .f-ledger__body { line-height: 1.6; }
  .f-ledger__grid { margin-top: clamp(24px, 2.6vw, 44px); row-gap: clamp(16px, 1.6vw, 28px); }
  .f-ledger__item { gap: 10px; }
  .f-ledger__icon { width: 42px; height: 42px; }
  .f-ledger__item h3 { font-size: clamp(16px, 1.15vw, 19px); }
  /* six title-only items: one row of six instead of two rows of three */
  .f-ledger__grid:has(> .f-ledger__item:nth-child(6)):not(:has(.f-ledger__item p)) { grid-template-columns: repeat(6, minmax(0, 1fr)); column-gap: clamp(16px, 1.6vw, 28px); }
}

@media (min-width: 1025px) {
  /* contact: shorter page */
  .f-enq { padding: clamp(40px, 4vw, 68px) 0; }
  .f-enq__aside { gap: clamp(14px, 1.4vw, 22px); }
  .f-enq__step { padding: 11px 0; }
  .f-enq__icon { width: 36px; height: 36px; }
  .f-enq__panel { padding: clamp(20px, 2vw, 34px); }
  .f-form--panel input[type="text"], .f-form--panel input[type="email"], .f-form--panel input[type="tel"], .f-form--panel select { min-height: 46px; padding-top: 11px; padding-bottom: 11px; }
  .f-form--panel textarea { min-height: 0; height: 120px; }
  .f-ns { padding: clamp(44px, 4.6vw, 80px) 0; }
  .f-ns__copy { gap: clamp(12px, 1.2vw, 18px); }
  .f-ns__point { padding: 12px clamp(16px, 1.4vw, 22px); }
  .f-ccards { padding: clamp(40px, 4vw, 64px) 0; }
  .f-ccards .f-svc__head { margin-bottom: clamp(22px, 2.4vw, 38px); }
  .f-ccard { min-height: 0; padding: clamp(20px, 1.8vw, 30px); gap: 12px; }
  .f-ccard__icon { width: 48px; height: 48px; }
}

/* Client feedback — 21 Oct 2026 */
@media (min-width: 1025px) {
  /* service cards — round 2: icon beside the text, tighter */
  .f-svc { padding: clamp(40px, 4vw, 68px) 0; }
  .f-svc__head { margin-bottom: clamp(22px, 2.2vw, 38px); }
  .f-svc__grid { gap: clamp(12px, 1.2vw, 20px); }
  .f-svc-card { display: grid; grid-template-columns: auto minmax(0, 1fr); grid-template-rows: auto 1fr; column-gap: 16px; row-gap: 10px; align-items: start; padding: clamp(18px, 1.5vw, 24px); }
  .f-svc-card__icon { grid-column: 1; grid-row: 1 / span 2; width: 44px; height: 44px; }
  .f-svc-card__body { grid-column: 2; grid-row: 1; gap: 6px; }
  .f-svc-card__foot { grid-column: 2; grid-row: 2; align-self: end; margin-top: 0; }
  .f-svc-card h3 { font-size: clamp(18px, 1.35vw, 23px); line-height: 1.1; }
  .f-svc-card__body p { font-size: 14.5px; line-height: 1.5; }
  .f-svc-cta { padding: clamp(18px, 1.5vw, 24px); gap: 12px; }
  .f-svc-cta { justify-content: center; gap: 10px; }
  .f-svc-cta__text { font-size: clamp(16px, 1.2vw, 20px); max-width: 24ch; }
  .f-svc-cta .f-btn { margin-top: 2px; min-height: 46px; padding-top: 8px; padding-bottom: 8px; }
}